1622/1624 21st St SE, Cleveland, TN, 37311
About This Home
Brand-new DUPLEX construction at 1622 & 1624 21st St SE in Cleveland--an exceptional opportunity for investors or owner-occupants seeking low-maintenance, high-demand rental property. Qualifies for FHA financing with as little as 3.5% down. Live in one unit and rent the other to significantly offset your mortgage. > Each unit offers ~1,020 sq ft with 2 bedrooms, 2 FULL bathrooms, and an attached 1-car garage. > Designed for tenant appeal and operational efficiency, both units feature true ONE-LEVEL living with no steps at the front entry, making them attractive to a wider tenant pool. > Interior finishes include all LVP flooring (no carpet), granite countertops, durable Hardie siding, and window blinds already installed, reducing upfront costs for buyers and making units rent-ready from day one. Open-concept layouts connect kitchen, dining, and living areas, leading to a large back deck. > Each unit is SEPARETELY METERED, allowing tenants to cover their own utilities and simplifying management. > The property includes a large PRIVATE DRIVEWAY with ample parking and turnaround space--an added convenience for tenants and guests. > Located within city limits on public sewer, eliminating septic concerns and reducing long-term maintenance risk. > Positioned minutes from downtown Cleveland, Lee University, and APD 40, with easy access to shopping, dining, schools, and major employers--supporting strong rental demand and occupancy. > A rare new construction duplex offering low maintenance, broad tenant appeal, and long-term income potential in a growing market. Agent/Owner
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Concrete Perimeter,Permanent
- Roof: Asphalt,Shingle
- Construction materials: HardiPlank Type,Fiber Cement
Type & Style
- Home type: MultiFamily
- Architectural style: Ranch
- Property subType: Duplex
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Electric Range,Electric Water Heater,Microwave,Oven
- Laundry features: Laundry Closet,Electric Dryer Hookup,Inside,In Kitchen,Main Level,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Cooling
- Cooling features: Central Air,Ceiling Fan(s),Electric
Features
- Window features: Blinds,Insulated Windows,Screens,Vinyl Frames
- Flooring: Luxury Vinyl,Plank
- Finished area below ground: 0
- Finished area above ground: 2,040
Interior Area
- Total structure area: 2,040
- Total interior livable area: 2,040 sqft
Property
Details
- Parcel number: 065d E 02702 000
- Special condition: Agent Owned,Personal Interest
- Other equipment: None
Features
- Levels: One
- Pool features: None
- Patio & porch: Deck
- Exterior features: Lighting,Rain Gutters
- Spa features: None
- Fencing: None
Lot
- Lot size: 10,153 sqft
- Features: Back Yard,Cleared,Front Yard,Gentle Sloping,Interior Lot,Level,Rectangular Lot
- Lot size dimensions: 103.57 x 96.06 x 108.55 x 95.56
Parking
- Total spaces: 2
- Parking features: Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front,Kitchen Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,219 | $26,628 |
| Home Insurance | $271 | $3,252 |
| Property Taxes | $160 | $1,920 |
| Electricity | $175 | $2,103 |
| Total | $2,825 | $33,900 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $439,000 |
| 2026-04-29 | Price change | $449,000 |
| 2026-04-03 | Listed for sale | $450,000 |
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