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1931 Whispering Pines Dr, Defiance, OH, 43512

3beds
3baths
1,433sqft
$228,900
$160price/sqft
$1,725/moest. monthly cost
$69,000/yrincome needed

About This Home

This thoughtfully designed two-story home at 1931 Whispering Pines Drive offers a smart layout that maximizes comfort, efficiency, and everyday functionality. The first floor welcomes you through a covered porch into a defined foyer, creating a clear sense of arrival. From there, the home opens into a bright living area that flows naturally into the dining space, making it easy to relax or entertain. The kitchen is centrally positioned with ample counter space, lyra quartz countertops, generous sarsaparilla shaker style cabinetry, Whirlpool stainless steel appliances, and a convenient pantry. Sliding doors off the dining area lead to a private patio, extending the living space outdoors for morning coffee or evening gatherings. Upstairs, the second floor is dedicated to rest and privacy. The primary bedroom offers a comfortable retreat with a walk-in closet and private bath. Two additional bedrooms provide flexibility for family members, guests, or a home office, all located near a shared full bathroom. A centrally located laundry room on the second floor adds exceptional convenience, eliminating unnecessary trips up and down stairs. With thoughtful storage, clear separation of living and sleeping areas, and a layout designed for modern lifestyles, this home delivers both practicality and lasting appeal. Start your next chapter at 1931 Whispering Pines Drive-this home is ready when you are. Photos representative of plan only and may vary as built.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
6/10
Defiance Middle SchoolGrades 6-80.3 mi
6/10
Defiance High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 1,433 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$168$2,016
Property Taxes $207$2,484
Electricity $193$2,320
Total$1,725$20,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,142/yr
40% on housing$51,750/yr
45% on housing$46,000/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 43512$119
Defiance County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 43512$119
Defiance County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$233,565
2026-04-25Price change$233,115
2026-03-26Listed for sale$240,615

New Construction Spec

BrokerageD.R. Horton

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