15 Lake Holly Ct, Defuniak Springs, FL, 32433
About This Home
Welcome to your brand-new waterfront home on Holly Lake. This thoughtfully designed home offers a private dock, peaceful wooded surroundings, and direct lake access for fishing, kayaking, or simply enjoying the view. Inside, you'll find an open floor plan with 10-foot ceilings, cathedral ceilings, custom cabinetry, tiled showers, and tongue-and-groove porch ceilings. Additional upgrades include a hot water recirculation system for added comfort and convenience. Whether you're looking for a full-time residence or a weekend retreat, this move-in-ready home offers the perfect blend of quality craftsmanship and waterfront living, just minutes from DeFuniak Springs. Both long term and short term rentals are permitted by HOA.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- Year built: 2026
Materials
- Foundation: Foundation Off Grade
- Roof: Shingle,Roof Pitched
- Construction materials: Siding CmntFbrHrdBrd
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range Hood,Tankless Water Heater
Bathroom
- Level: First
- Area: 126
- Dimensions: 14 x 9
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Vaulted Ceiling(s),Kitchen Island,Recessed Lighting,Newly Painted,Pantry
- Window features: Window Treatments
- Flooring: Laminate,Tile
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,628
- Total interior livable area: 1,628 sqft
Kitchen
- Level: First
- Area: 220
- Dimensions: 11 x 20
Living Room
- Level: First
- Area: 420
- Dimensions: 21 x 20
Master Bedroom
- Level: First
- Area: 288
- Dimensions: 18 x 16
Property
Details
- Parcel number: 083N19190300000280
- Zoning description: Resid Single Family
Features
- Stories: 1
- Patio & porch: Porch,Screened
- Exterior features: Boat Launch,Columns,Dock
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 2.42 Acres
- Features: Irregular Lot,Within 1/2 Mile to Water,Wooded
- Lot size dimensions: Irregular
Parking
- Total spaces: 26
- Parking features: Attached Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Tornado
- Cold Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Walton County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $704 | $8,448 |
| Property Taxes | $244 | $2,928 |
| Electricity | $197 | $2,366 |
| Total | $4,178 | $50,136 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $579,999 |
| 2026-03-26 | Listed for sale | $599,999 |
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