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10811 120th Ln NE, Kirkland, WA, 98033

4beds
4baths
2,079sqft
$1,424,000
$685price/sqft
$8,389/moest. monthly cost
$335,560/yrincome needed

About This Home

The Kinney exudes luxury and style with its wonderfully designed three-level floor plan. A welcoming foyer with stairs flows up to the main living space, highlighted by a spacious great room with a cozy fireplace that offers direct access to a covered balcony. The well-equipped kitchen overlooks a casual dining area and boasts wraparound counter and cabinet space as well as a large center island with breakfast bar. The third floor is highlighted by the serene primary bedroom suite featuring a spacious walk-in closet and an opulent private bath with a dual-sink vanity, luxe shower, and a private water closet. Two secondary bedrooms share a hall bath while an additional secondary bedroom is conveniently located on the first floor, featuring a roomy closet and private bath. Also featured in the Kinney is a flex room off the great room, a powder room located on the second floor, bedroom-level laundry, an everyday entry, and plenty of storage throughout. Disclaimer: Photos are images only and should not be relied upon to confirm applicable features.

Getting Around

47
WalkingCar-Dependent
26
TransitSome Transit
19
BikeSomewhat Bikeable

Schools

6/10
9/10
Juanita High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Toll Brothers

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,079 sqft

Property

Features

  • Levels: 3.0
  • Stories: 3

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,200$86,400
Home Insurance *$139$1,668
Property Taxes $901$10,812
Electricity $149$1,793
Total$8,389$100,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$287,622/yr
40% on housing$251,670/yr
45% on housing$223,706/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$685This listing

vs Other Active Listings

Avg $/sqft

ZIP 98033$725
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98033$788
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$1,499,000

New Construction Spec

BrokerageToll Brothers

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