4503 Cartier Ave, Ames, IA, 50014
About This Home
Experience the best of new construction living in this beautifully designed home featuring a stunning coffered tray ceiling, white oak engineered hardwood floors, and exceptional attention to detail throughout. The lower level offers a full bar and large, fully exposed windows overlooking the wooded backyard, creating a bright and inviting space for entertaining. Enjoy peaceful mornings and relaxing evenings on the covered screened-in porch, while the epoxy-finished garage adds both style and durability to everyday living. Estimated completion date 9-25-26 Seller is a licensed real estate agent acting on their own behalf.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- Year built: 2026
Materials
- Foundation: Concrete Perimeter,Tile
- Construction materials: Other
Other
- Builder name: HCS
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Daylight,Full,Sump Pump
Bedroom2
- Level: Main
Bedroom3
- Level: Basement
Bedroom4
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Family Room
- Level: Basement
Features
- Wet Bar,Ceiling Fan(s)
- Flooring: Luxury Vinyl,Carpet
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,349
- Finished area above ground: 1,875
Full Bathroom
- Level: Main
Great Room
- Level: Main
Heating & Cooling
- Heating features: Forced Air,Heat Rcvry/Vent Sys
- Cooling features: Central Air
Interior Area
- Total structure area: 1,875
- Total interior livable area: 1,875 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Laundry
- Level: Basement
Master Bathroom
- Level: Main
Master Bedroom
- Level: Main
Other
- Level: Basement
Other
- Level: Main
Other
- Level: Main
Utility Room
- Level: Basement
Property
Details
- Parcel number: 0520430030
- Zoning: Residential
- Special condition: Standard
Lot
- Lot size: 0.32 Acres
- Features: Sprinkler (Yard)
- Lot size dimensions: 95 x 145
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,504 | $66,048 |
| Home Insurance * | $498 | $5,976 |
| Property Taxes | $1,480 | $17,760 |
| Electricity | $139 | $1,678 |
| Total | $7,621 | $91,452 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-02 | Listed for sale | $1,088,542 |
View on Zillow