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1645 Cove Pl, Merritt Island, FL, 32952

3beds
2baths
1,321sqft
$149,900
$113price/sqft
$1,214/moest. monthly cost
$48,560/yrincome needed

About This Home

MERRITT ISLAND VILLAGE IS A 55+ ADULT COMMUNITY: IF YOU LIKE PARKING YOUR BOAT IN THE BACKYARD, THIS LOVELY HOME MAY BE FOR YOU! This unique, artistic home is a renovated 3-bedroom 2-bath home with a 4-seasons room. The home interior has been professionally gutted and then sheet-rocked/texturized. The Main home flooring is pressure treated 3/4 inch plywood with an artistic checkerboard design. It offers an improved custom kitchen with a built-in island and plenty of seating for guests. Metal roof added in 2019, 4 total mini-split units, including one in the 2019 newly built downstairs bedroom. The home offers double-pane windows, PVC plumbing, and electrical updates with the addition of newer lighting throughout the home. Other features include the renovated custom bathroom, a peaceful Back deck with outdoor sink/shower/laundry. The outdoor amenities are great for boaters and fishermen! Merritt Island Village is a 55+ manufactured home park located 10 minutes from Cocoa Beach in Florida's Space Coast. Located directly on an inlet of the Banana River with direct water access. Just minutes away await Cocoa Beach, Kennedy Space Center, Merritt Island Wildlife Refuge, and the Atlantic Ocean. Explore the Banana and Indian Rivers, filled with dolphins, porpoises, manatees, and excellent fishing opportunities. The location is also convenient to bus routes, nearby shopping at the mall and Walmart, dining, and medical services. Current Lot rent is $680 monthly with boat access to the Banana River, and includes first 3000 gallons of water/sewer, trash pickup, and basic lawn mowing. One small pet < 25lbs is allowed with Park approval. FULL background checks are completed, including criminal, credit, and income. Application is $20 per person. NO renting Permitted and NO motorcycles allowed in this park. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. We do not and cannot guarantee or warrant the accuracy of this information or condition of this property. Measurements are approximate. The buyer assumes full responsibility for obtaining all current rates of lot rent, fees, and pass-on costs. Additionally, the buyer is responsible for obtaining all rules, regulations, pet policies, etc., associated with the community, park, or home from the community/park manager. We are not responsible for quoting of said fees or policies. Financing is available through 3rd party lenders. Please contact the agent for additional information.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
Audubon Elementary SchoolGrades PK-61.2 mi
7/10
5/10
Merritt Island High SchoolGrades PK,9-122.5 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Vinyl
  • Finished area above ground: 1,117

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 1,117
  • Total interior livable area: 1,321 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 680

Features

  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Inlet
  • Has water view: Yes
  • Water view: Inlet
  • On waterfront: Yes
  • Waterfront features: Inlet

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$176$2,112
Property Taxes $84$1,008
Electricity $197$2,366
Total$1,214$14,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,622/yr
40% on housing$36,420/yr
45% on housing$32,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 32952$327
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32952$257
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-26Listed for sale$149,900

For Sale by Agent

AgentBunny Butera
BrokerageSunset Home Sales

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