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32 Verbena Ln SW, Cedar Rapids, IA, 52404

4beds
3baths
2,191sqft
$365,990
$167price/sqft
$2,898/moest. monthly cost
$115,920/yrincome needed

About This Home

Welcome to the Hamilton in American Prairie - a beautifully designed ranch-style home offering 2,190 sq. ft. of finished living space with 4 bedrooms and 3 bathrooms, including a finished basement. From the moment you enter, the bright foyer leads past two spacious secondary bedrooms and a full bath—ideal for guests or a home office. At the heart of the home is an open-concept kitchen featuring white cabinetry, stainless steel appliances, a generous island, and ample prep space. The adjoining great room is flooded with natural light from large windows and centered around a cozy electric fireplace. The private primary suite offers a spa-like retreat with a dual-sink vanity, walk-in shower, and spacious walk-in closet. Downstairs, enjoy a large rec room, fourth bedroom, and a third full bath. This home offers a walkout basement for easy backyard access and added natural light. Call us for a personal tour! Ask about builder incentives with preferred lender. Photos similar to.

Getting Around

2
WalkingCar-Dependent
17
TransitMinimal Transit
21
BikeSomewhat Bikeable

Schools

5/10
6/10
2/10
Prairie High SchoolGrades 10-121.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Frame,Vinyl Siding

Other

  • Builder name: DR Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Kitchen/Dining Combo,Bath in Primary Bedroom,Main Level Primary
  • Fireplace features: Electric,Insert
  • Fireplace: Yes
  • Finished area below ground: 693
  • Finished area above ground: 1,498

Heating

  • Heating features: Forced Air,Gas

Interior Area

  • Total interior livable area: 2,191 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 192817600800000

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 7,710 sqft
  • Lot size dimensions: 7700

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather
Drought
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,850$22,200
Home Insurance *$299$3,588
Property Taxes $586$7,032
Electricity $163$1,961
Total$2,898$34,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,360/yr
40% on housing$86,940/yr
45% on housing$77,280/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 52404$130
Linn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 52404$131
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$364,990
2026-05-12Price change$369,990
2026-04-09Listed for sale$364,990

New Construction Spec

AgentKathryn Greer
BrokerageDRH Realty Of Iowa, LLC

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