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419 Us Highway 395 S, Colville, WA, 99114

4beds
4baths
4,032sqft
$865,000
$215price/sqft
$5,440/moest. monthly cost
$217,600/yrincome needed

About This Home

This custom-built, 1-owner 4 bed/3.5 bath home on 40 acres is a rare find - 4 miles from Colville. Just over 10 yrs old & offering 4,000+ sqft, the home features an open main floor plan, engineered hardwood floors, radiant floor heat, tankless hot water, 5-ft tall crawl space & a spacious kitchen w/Cambria quartz countertops. Step onto the oversized deck & take in stunning views of the surrounding countryside. Main level includes a flexible living space ideal for a large primary suite or private MIL unit w/separate entrance(currently generating $1500/month), while a 2nd primary sits upstairs. 20x40 drive-through shop features 2 oversized doors, 20x40 lean-to, water source, 2 septic hookups for grey/black water, & 5 power hookups (1-50amp, 4-30amp). An 800sqft ADU, parking for 4 RVs outsid & 1 inside the shop, multiple property hydrants, & 100+ yd gun range add incredible versatility. Ring doorbell/window sensors stay. Potential income from RV hookups, MIL, & ADU. This is truly a gem.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Microwave,Dryer,Dishwasher
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Walk-In Closet(s)
  • Fireplace features: Pellet Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Pellet Stove,Radiant Floor
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 4,032
  • Total interior livable area: 4,032 sqft

Property

Details

  • Parcel number: 41796
  • Zoning description: Residential
  • Other equipment: Irrigation Equipment

Features

  • Stories: 2
  • Patio & porch: Covered,Deck
  • Has view: Yes
  • View description: Valley,Territorial
  • Topography of land: Rolling/Benches

Lot

  • Lot size: 39.72 Acres
  • Lot size dimensions: 39.72 acres

Parking

  • Total spaces: 6
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Wildfire
Heat Wave
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters in Stevens County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,373$52,476
Home Insurance *$353$4,236
Property Taxes $439$5,268
Electricity $275$3,309
Total$5,440$65,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,514/yr
40% on housing$163,200/yr
45% on housing$145,066/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 99114$141
Stevens County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 99114$182
Stevens County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$875,000

For Sale by Agent

AgentBranden Tipton
BrokerageCENTURY 21, Beutler & Associates

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