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409 W Gaulbert Ave #301, Louisville, KY, 40208

2beds
1baths
772sqft
$160,000
$207price/sqft
$1,299/moest. monthly cost
$51,960/yrincome needed

About This Home

BEAUTIFULLY REMODELED DESIGNER CONDO! Welcome to this uniquely renovated, 2-bedroom condo! Perfectly situated just steps from the iconic St. James Court, this condo is the ultimate relaxing retreat that seamlessly blends historic character with a sleek, modern finish Priced to sell, this home also comes with a $5,000 owner incentive, giving you extra flexibility in covering buyer expenses. Step inside to a bright, open-concept layout designed for effortless hosting. The stunning kitchen is a showstopper, featuring new cabinetry, granite countertops, stainless appliances, and designer lighting—all beautifully paired with original, historic mosaic tile. Throughout the home, freshly restored hardwood floors leads you to a spa-inspired bathroom, complete with a new tub/shower combo, moder vanity, light fixtures and matching vintage tile. You'll love the new, extra-long windows that flood the spacious family room and bedrooms offering incredible natural light. Enjoy a truly low-maintenance lifestyle! The building has been freshly updated with a brand-new roof and stylish common areas, giving you the peace of mind that comes with a well-maintained property. Location, Location, Location! Get ready to fall in love with this unbeatable area. Whether you are commuting to the downtown business district, nearby hospitals, or the arts and entertainment scene, you are perfectly positioned. Less than a mile from U of L and under 2 miles to Churchill Downs! Spend your weekends wandering through Central Park, exploring the history of Belgravia, or visiting the neighborhood's best breweries and cafes. The fabulous and popular St. James Art Fair is practically in your front yard! With every modern luxury already finished for you, there's nothing left to do but move in and enjoy. This isn't just a condo, it's the very best of city living! Schedule your showing today!

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
81
BikeVery Bikeable

Schools

2/10
5/10
Highland Middle SchoolGrades 6-83.1 mi
1/10
Iroquois High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Concrete Blk,Concrete Perimeter
  • Roof: Flat
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Basement

  • Basement: Partially Finished

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 772

Full Bathroom

  • Level: Third

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 772
  • Total interior livable area: 772 sqft

Kitchen

  • Level: Third

Living Room

  • Level: Third

Property

Details

  • Parcel number: 033C00920012

Features

  • Stories: 3

Parking

  • Parking features: Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$223$2,676
Property Taxes $113$1,356
Electricity $154$1,850
Total$1,299$15,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,537/yr
40% on housing$38,970/yr
45% on housing$34,640/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 40208$101
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40208$120
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$175,000

For Sale by Agent

AgentKay Cummins-Maum
BrokeragePR Realty Group, LLC

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