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207-221 Washburn St, Lockport, NY, 14094

4beds
2baths
6,718sqft
$199,900
$30price/sqft
$2,486/moest. monthly cost
$99,440/yrincome needed

About This Home

This historic property yearns for a fresh tomorrow. Kitty-corner to the Harrison Lofts, it is perfectly located to join Lockport's renaissance. Two businesses and two apartments could create a live/work situation as well as added income. Depending on how the space is divided, there could be a third business facing Elmwood Ave. Property being sold "AS IS". No repairs will be made due to inspection, or appraisal. The butcher and grocery may not be here anymore. Now you will get to write the future.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
6/10
Lockport High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Resale,Fixer
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding,Copper Plumbing,PEX Plumbing

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate,Varies,Vinyl

Heating

  • Heating features: Electric,Gas,Forced Air,Space Heater,Wall Furnace

Interior Area

  • Total structure area: 6,718
  • Total interior livable area: 6,718 sqft

Property

Details

  • Parcel number: 2909001090640001002000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony
  • Exterior features: Balcony

Lot

  • Lot size: 3,920 sqft
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 49 x 80

Parking

  • Parking features: Parking Available,Two or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$78$936
Property Taxes $288$3,456
Electricity $1,110$13,322
Total$2,486$29,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,234/yr
40% on housing$74,580/yr
45% on housing$66,293/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$30This listing

vs Other Active Listings

Avg $/sqft

ZIP 14094$133
Niagara County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 14094$162
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-26Listed for sale$199,900

For Sale by Agent

AgentSean Brennan
BrokerageMJ Peterson Real Estate Inc.

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