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210-214 Railroad Street, Havelock, NC, 28532

2beds
3baths
1,105sqft
$110,000
$100price/sqft
$872/moest. monthly cost
$34,880/yrincome needed

About This Home

Very unusual property! The list price includes a 2 bedroom home that is not habitable in its current state and is being marketed 'as is' including everything in the house. There's a full bath and 2/3 bath (commode and shower)between the back left 2 bedrooms. There are 2 separate lots to the left of the house. The one immediately adjacent has a sewer tap installed. Years ago there was a mobile home used as a rental by the owner. The area is zoned residential. You can't get any more private than this property. All 3 lots are just over a total of an acre. Tear down the house and build one on a large lot or build several houses. The lot at the end of the street does drop off so it's not 100% usable. No specific driveway to the house. Each of the 3 lots has its own Tax ID number but will be deeded with one deed. Tax value & taxes on all 3 lots. Measurements include all 3 lots.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

2/10
Havelock ElementaryGrades PK-51.2 mi
3/10
Havelock MiddleGrades 6-81.3 mi
5/10
Havelock HighGrades 9-121.6 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Washer,Refrigerator,Range,Dryer
  • Laundry features: In Kitchen

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: First

Features

  • Eat-in Kitchen
  • Door features: Storm Door(s)
  • Flooring: Tile,Hardwood

Heating & Cooling

  • Heating features: Space Heater,Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,105
  • Total interior livable area: 1,105 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Accessible Approach with Ramp

Details

  • Parcel number: 6059 009
  • Zoning: residential
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: Storm Doors
  • Fencing: Chain Link,Partial,Back Yard
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1000 - 1199

Lot

  • Lot size: 1.08 Acres
  • Features: Dead End
  • Lot size dimensions: 300 x 127.2 x irregular total of 308.3 x 200

Parking

  • Parking features: Circular Driveway,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Heat Wave
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$57$684
Property Taxes $59$708
Electricity $200$2,405
Total$872$10,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,897/yr
40% on housing$26,160/yr
45% on housing$23,253/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 28532$127
Craven County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 28532$166
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$110,000

For Sale by Agent

AgentSUE BOYER
BrokerageFirst Carolina Realtors

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