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7375 New York 28, Shandaken, NY, 12480

4beds
2baths
2,044sqft
$375,000
$183price/sqft
$2,874/moest. monthly cost
$114,960/yrincome needed

About This Home

MOUNTAIN VIEWS & GUARANTEED INCOME: The Ultimate Catskills Duplex! Unlock the best of the Catskills at 7375 Route 28! Whether you are looking for a high-performing investment, a savvy ''house hack,'' or a sprawling single-family retreat, this property delivers. Built in 1950, this charming residence radiates a warm Catskills cottage vibe, featuring 4 bedrooms, 2 baths, and approximately 2,044 square feet, complemented by a delightful first-floor sunroom. The spacious backyard and upper deck offer picturesque mountain views and ample room for recreation and the detached 2 car garage offers convenience for parking or additional storage. For investors, this property boasts a desirable layout and prime location, ensuring strong appeal. For personal use, it presents a fantastic opportunity to create a roomy full-time residence or a weekend retreat close to Belleayre Mountain and some of the best outdoor activities in the region. With its flexible design, attractive features, and abundant potential, this property can adapt to your evolving needs. THE HIGHLIGHTS: Income from Day 1: Currently a turnkey duplex with reliable cash flow and amazing tenants The View: A stunning rooftop deck offers panoramic mountain vistas you have to see to believe. Location, Location: Just 10 mins to Belleayre Ski Resort! Nestled between the trendy vibes of Phoenicia and the iconic culture of Woodstock. Property in the Onteora School District. The Secret Weapon: Love the sounds of the Esopus Creek? It flows right behind you. The best part? NO FLOOD INSURANCE REQUIRED. You get the tranquility of the water with total peace of mind. NEW & IMPROVED: Forget the ''fixer-upper'' stress. This home features a brand-new roof, new washer/dryer, new water heater, UV water purification, and a 4-year-old septic system. YOUR VISION: Keep it as a duplex for short-term rental gold, or easily open the staircase wall to create a massive single-family masterpiece. Only couple hours from NYC, but it feels like a different universe.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

--
9/10
Onteora Middle SchoolGrades 7-89.9 mi
7/10
Onteora High SchoolGrades 9-129.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Purifier,Washer/Dryer,Free-Standing Refrigerator,Electric Range
  • Laundry features: Common Area,In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Storage Space,Unfinished

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • 3 Seasons Room,Built-in Features,Eat-in Kitchen
  • Flooring: Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,044

Heating

  • Heating features: Radiant,Steam

Interior Area

  • Total structure area: 2,044
  • Total interior livable area: 2,044 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Second

Living Room

  • Level: First

Living Room

  • Level: Second

Office

  • Level: Second

Other

  • Level: First

Property

Details

  • Parcel number: 6
  • Zoning: R

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony

Lot

  • Lot size: 0.31 Acres
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Driveway,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$135$1,620
Property Taxes $506$6,072
Electricity $337$4,053
Total$2,874$34,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,537/yr
40% on housing$86,220/yr
45% on housing$76,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 12480$200
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12480
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$399,000

For Sale by Agent

AgentKatherine Keys
BrokerageThe Catskill Dream Team

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