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12818 Rock Creek Dr, Pasco, WA, 99301

3beds
3baths
3,326sqft
$1,107,900
$333price/sqft
$6,817/moest. monthly cost
$272,680/yrincome needed

About This Home

MLS# 292670 The Belmont is thoughtfully designed for those who want generous space with seamless flow. At the center of the home, the open-concept great room with 11-foot ceilings and an oversized fireplace is open to the kitchen and dining areas, creating an ideal setting for everyday living and easy entertaining. The spacious kitchen features a large pantry and optional windows for extra natural light. With a dinette that opens to the covered patio for relaxed indoor-outdoor living. Nearby, the oversized laundry room offers convenient access to the 3-car garage. The Owner’s Retreat provides a quiet escape with a spacious bedroom, dual walk-in closets, dual Quartz vanities, and a free standing tub. This side of the home also includes two secondary bedrooms, a full bath, a powder bath, and a dedicated den—perfect for a home office or flex space. The Belmont adds even more versatility with the upstairs. The standard layout includes an open rec room, with options to create an oversized bedroom and add a half or full bath—ideal for guests, hobbies, or multigenerational living. The Belmont offers the space to spread out, gather comfortably, and truly feel at home. With the New Heritage LX plan and elevations offering more customization to make this your forever home. Shop options available to build. This home is EnergyStar Next-Gen, featuring LED disk lighting, energy efficient appliances, water conserving faucets, blown in bibb insulation and more. This is a TO BE BUILT listing, Spencer Estates lot 50 is also listed on the MLS to purchase just the land.

Getting Around

2
WalkingCar-Dependent
23
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

3/10
Columbia River ElementaryGrades PK-52.4 mi
5/10
4/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Roof: Comp Shingle
  • Construction materials: Stucco

Other

  • Builder name: New Tradition Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,See Remarks,Tile,Wood
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,326
  • Total interior livable area: 3,326 sqft

Property

Details

  • Zoning description: Residential

Features

  • Levels: 1.5 Story
  • Patio & porch: Patio/Covered
  • Exterior features: See Remarks,Irrigation
  • Has view: Yes

Lot

  • Lot size: 0.61 Acres
  • Features: HO Warranty Included,Professionally Landscaped,Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,3 car
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Ice Storm
Earthquake
Hail
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Franklin County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,602$67,224
Home Insurance *$305$3,660
Property Taxes $683$8,196
Electricity $227$2,730
Total$6,817$81,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,725/yr
40% on housing$204,510/yr
45% on housing$181,786/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 99301$222
Franklin County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 99301$255
Franklin County$255

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$1,107,900
2026-05-01Listed for sale$269,900
2026-04-23Listing removed$269,900
2026-04-08Listed for sale$269,900

Unknown Listed By

AgentJaelen Long
BrokerageWindermere Group One/Tri-Cities

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