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17155 Front Beach Rd #501W, Panama City Beach, FL, 32413

3beds
2baths
1,405sqft
$699,900
$498price/sqft
$4,900/moest. monthly cost
$196,000/yrincome needed

About This Home

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Positioned within the highly sought-after Aquavista Condominium, this exceptional corner residence delivers the kind of Gulf-front living that rarely becomes available. Offering three bedrooms and two full baths, this spacious fifth -floor unit features a desirable layout highlighted by a true Gulf-front primary suite and an expansive wraparound balcony designed to capture wide, unobstructed views of the Emerald Coast. Extensively updated for both comfort and long-term value, the condo is outfitted with brand-new impact-rated windows and sliding glass doors, providing enhanced storm protection, energy efficiency, and peace of mind. Being offered fully furnished, this property is truly turnkey--ideal for immediate personal enjoyment or seamless integration into a rental program. Aquavista is known for its low-density design, with only two mid-rise towers, allowing for a more private and relaxed beachfront experience. Owners and guests enjoy one of the most generous deeded beach areas on Panama City Beach, along with a full suite of amenities including a Gulf-front pool, hot tub, fitness center, sauna, and owners' lounge. Covered parking and multiple elevators add to the everyday convenience. Located on the west end of Panama City Beach, this property offers easy access to Pier Park, dining, shopping, and the international airport--making it equally attractive as a primary residence, second home, or high-performing investment. With recent building improvements completed and milestone inspections satisfied, Aquavista continues to stand out as a well-maintained and financially stable community. Opportunities like this--combining location, condition, and view--are limited.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

6/10
7/10
Surfside Middle SchoolGrades 6-82.6 mi
4/10
J.R. Arnold High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: High Rise
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Electric Range,Electric Water Heater
  • Laundry features: Stacked

Bedroom

  • Level: First
  • Dimensions: 14 x 12

Bedroom

  • Level: First
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,405
  • Total interior livable area: 1,405 sqft

Master Bedroom

  • Level: First
  • Dimensions: 15 x 12

Property

Details

  • Parcel number: 33320161000
  • Attached to another structure: Yes
  • Zoning description: Resort
  • Special condition: Listed As-Is

Features

  • Pool features: In Ground,Community
  • Patio & porch: Balcony
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf
  • On waterfront: Yes
  • Waterfront features: Gulf

Lot

  • Features: Paved
  • Lot size dimensions: Gulf Front Condo

Parking

  • Parking features: Drive Through,Gated,Community Structure

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$820$9,840
Property Taxes $344$4,128
Electricity $197$2,366
Total$4,900$58,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,000/yr
40% on housing$147,000/yr
45% on housing$130,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$498This listing

vs Other Active Listings

Avg $/sqft

ZIP 32413$287
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32413$311
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$699,900
2026-03-27Listed for sale$699,900

For Sale by Agent

AgentLaurie M Hardy
BrokerageCounts Real Estate Group Inc

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