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35631 Lowery Trl, Zephyrhills, FL, 33541

5beds
4baths
3,561sqft
$569,990
$160price/sqft
$3,920/moest. monthly cost
$156,800/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Under Construction. Builder is offering buyers up to $25,000 toward closing costs with preferred lender and title company. Nestled in Zephyrhills, Florida, Hammock at Two Rivers offers an elevated new home experience within the highly desirable master-planned community. This premier location provides the perfect balance of peaceful living and convenient access to the best of the Tampa Bay area, including Wesley Chapel, downtown Tampa, major employment centers, international airports, and premier shopping and dining destinations. Ideally located off State Road 56, between Morris Bridge Road and Highway 301, everything you need is just a short drive away. Hammock at Two Rivers offers residents access to The Landing, a private social club designed to bring community, wellness, and connection together. Inspired by Florida’s natural beauty, The Landing is planned as an extension of home, featuring gathering spaces, recreation areas, and amenities designed for relaxation, activity, and everyday enjoyment. New homes at Hammock at Two Rivers by are thoughtfully designed with a focus on modern living, upscale finishes, and flexible floor plans suited for a variety of lifestyles. Homes are built to high quality construction standards and present features designed for comfort, durability, and Florida living. Each home also includes Home Is Connected® Smart Home System, providing added convenience through integrated technology. Living in Hammock at Two Rivers places homeowners near popular destinations such as The Grove, KRATES, Tampa Premium Outlets, and Wiregrass Mall, along with family-friendly attractions like Main Event Entertainment Center, AdventHealth Center Ice, and the Wesley Chapel Sports Complex. Hammock at Two Rivers offers a distinctive blend of location, lifestyle, and long-term value. Discover elevated new home living near Tampa and schedule your tour today at Hammock at Two Rivers. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Other

  • Builder model: Talbot
  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Exhaust Fan,Gas Water Heater,Microwave,Range,Range Hood
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Open Floorplan,Smart Home,Split Bedroom,Stone Counters,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Low Emissivity Windows
  • Flooring: Carpet,Luxury Vinyl

Great Room

  • Level: First
  • Area: 272
  • Dimensions: 17x16

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,187
  • Total interior livable area: 3,561 sqft

Kitchen

  • Level: First
  • Area: 154
  • Dimensions: 11x14

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 255
  • Dimensions: 17x15

Property

Details

  • Parcel number: 3226210000006200032
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Irrigation System

Lot

  • Lot size: 7,242 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Hurricane
Inland Flooding
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$291$3,492
Property Taxes $389$4,668
Electricity $358$4,300
Total$3,920$47,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,400/yr
40% on housing$117,600/yr
45% on housing$104,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 33541$102
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33541$200
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$629,990
2026-05-06Price change$634,990
2026-04-29Price change$659,990
2026-04-15Price change$664,990
2026-03-31Price change$669,390
2026-03-11Price change$669,990
2026-02-24Price change$674,990
2026-02-12Listed for sale$677,815

New Construction Spec

AgentJodi Smenda
BrokerageD R HORTON REALTY OF TAMPA LLC

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