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1 Beach Club Dr Unit 1401, Miramar Beach, FL, 32550

3beds
4baths
2,141sqft
$2,549,000
$1,191price/sqft
$17,393/moest. monthly cost
$695,720/yrincome needed

About This Home

Welcome to your coastal paradise! This exquisite 3-bedroom, 3.5-bathroom condo offers unparalleled views of both the Gulf of Mexico and the Choctawhatchee Bay, all from an end unit on 14th floor of one of the most prestigious non-rental, gated communities within Sandestin Golf & Beach Resort. With expansive windows that flood the space with natural light, every room offers scenic vistas that will leave you mesmerized. Whether you're enjoying a morning sunrise or unwinding with sunset views on either of the two large private balconies, this home truly brings the beauty of coastal living to your doorstep. Sold furnished (with a few exceptions), this condo is move-in ready. Used as a second home by the only owner, this property has been exceptionally maintained. Every detail has been thoughtfully curated for comfort and style. As a resident, you'll enjoy membership in the private Sandestin Beach Club, offering exclusive access to the pristine, white sugar sand beach this area is known for. Additional amenities include assigned parking, garage level storage, fitness center, pool with spa, outdoor kitchen area, media room, community social room, tennis/pickleball court and guest suites to name a few. The current owners are also offering a reserved golf cart space conveniently located in the main garage and golf cart for purchase. Don't miss this rare opportunity to own a slice of paradise. Schedule your private showing today and see why this is the perfect place to call home or your home away from home!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
8/10
South Walton High SchoolGrades 9-129.1 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2002

Materials

  • Roof: Metal
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Double Oven,Washer,Electric Water Heater

Bedroom

  • Level: First
  • Area: 137.5
  • Dimensions: 12.5 x 11

Bedroom

  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Features

  • Breakfast Bar,Crown Molding,Wallpaper,Elevator
  • Window features: Window Treatments
  • Flooring: Tile,Carpet

Great Room

  • Level: First
  • Area: 390
  • Dimensions: 26 x 15

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,141
  • Total interior livable area: 2,141 sqft

Kitchen

  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Master Bedroom

  • Level: First
  • Area: 214.5
  • Dimensions: 16.5 x 13

Property

Details

  • Parcel number: 342S21428500001401

Features

  • Exterior features: Balcony
  • Has view: Yes
  • View description: Bay,Gulf
  • Has water view: Yes
  • Water view: Bay,Gulf

Parking

  • Total spaces: 1.5
  • Parking features: Golf Cart Garage,Garage,Covered
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,889$154,668
Home Insurance *$3,249$38,988
Property Taxes $1,040$12,480
Electricity $215$2,585
Total$17,393$208,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$596,331/yr
40% on housing$521,790/yr
45% on housing$463,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,191This listing

vs Other Active Listings

Avg $/sqft

ZIP 32550$422
Walton County$482

vs Homes Sold Last Month

Median $/sqft

ZIP 32550$483
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$2,549,000

For Sale by Agent

AgentMendy Melancon
BrokerageLPT Realty LLC

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