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74 Aster Place #74, Bronx, NY, 10465

3beds
3baths
1,440sqft
$565,000
$392price/sqft
$3,680/moest. monthly cost
$147,200/yrincome needed

About This Home

Nestled in the enchanting Silver Beach Gardens Community this unit was knocked down and rebuilt in 1999- Layout features: Entrance with a very open concept - EIK with Isle with extra storage cabinets & large pantry - plenty of cabinets - plus entrance closet - sliding doors off the kitchen lead to a private deck, perfect for entertaining, BBQ's, or simply relaxing outdoors, Dining area nice size Living room with view of water - wood floor - recessed lighting- 3-zones & bathroom w/jacuzzi. 2nd level: Primary bedroom with 2 skylights & partial view of water- freshly painted and new wood floors, with 2 additional bedrooms & new carpets - laundry in closet & bathroom with jacuzzi - walk right down the block to the stunning views of the water & bridge. Basement - Tiled floor - Recreation room - Country kitchen & bathroom - plenty of storage - closets and laundry area - and Bilco doors leading to outside, plus a sump pump. Enjoy the many amenities this complex offers such as gated community residents love the private beach, beauty parlor, insurance company, arts & crafts center, community center available to rent out, security booth at entrance, basketball court, swing set, picnic tables, community garden, playground, accessible to Manhattan Express bus and local buses. Take a stroll down the trail to see the breathtaking and amazing views of the water and bridge. Take a leisurely stroll along the scenic trail and soak in the breath taking water and bridge views. Whether sipping your morning coffee on the deck, enjoying sunset wine by the water, or embracing the peaceful surroundings, this home offers a lifestyle that feels like vacation every day. The surrounding beauty makes every day feel like a getaway. Welcome home

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
Ps 72 Dr William DorneyGrades PK-50.7 mi
4/10
3/10

Construction

Condition

  • Property condition: Actual
  • Year built: 1999

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Cooperative
  • Architectural style: Other
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup,In Basement,In Hall

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s),Finished,See Remarks,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Full Bath,Eat-in Kitchen,Kitchen Island,Pantry
  • Flooring: Carpet,Wood
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Basement

Property

Details

  • Special condition: None

Features

  • Levels: Three Or More
  • Patio & porch: Deck
  • Waterfront features: Water Access

Parking

  • Parking features: On Street,Waitlist
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$211$2,532
Property Taxes $367$4,404
Electricity $246$2,954
Total$3,680$44,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,171/yr
40% on housing$110,400/yr
45% on housing$98,133/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 10465$417
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10465$416
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$599,000
2026-03-27Listed for sale$619,000

For Sale by Agent

AgentDiane Capone
BrokerageBerkshire Hathaway HS NY Prop

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