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104 Hidden Cove Rd, Norwood, NC, 28128

5beds
4baths
2,732sqft
$749,000
$274price/sqft
$4,725/moest. monthly cost
$189,000/yrincome needed

About This Home

Welcome to this beautifully crafted custom home in Hidden Cove. With 2,732 heated square feet, this 5-bedroom, 4-bathroom home offers a great blend of comfort, style, and thoughtful design. From the start, you’ll notice the home’s clean lines and inviting curb appeal. Marvin windows and doors bring in plenty of natural light, enhancing the home’s bright and welcoming feel. The main level features a bright, open floor plan with 9-foot ceilings that create an easy, natural flow between the great room, dining area, and kitchen. A built-in Sonos sound system adds a modern touch, perfect for entertaining or enjoying music throughout the space. The great room includes a gas log fireplace, making it a comfortable place to gather. The kitchen is well-appointed with custom cabinetry and ample workspace. The primary suite is privately situated and includes its own bathroom, while two additional bedrooms on the main level offer flexibility for guests, family, or a home office. Upstairs, you’ll find a spacious recreational room that works well as a second living area, media room, or play space. Two additional bedrooms are located on this level, including one with an attached private office—ideal for working from home or creating a quiet retreat. A full bathroom completes the upstairs layout. Outdoor spaces are just as enjoyable, with covered front and rear porches featuring tongue-and-groove wood ceilings—perfect for relaxing or entertaining. Additional features like underground gutter drainage add to the home’s overall quality and functionality. Hidden Cove residents enjoy private lake access, making it easy to launch a kayak or paddleboard and take in the peaceful surroundings. A two-car attached garage completes the home, offering both convenience and storage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
6/10
5/10
South Stanly High SchoolGrades 9-124.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Other

  • Builder name: Gohen Cohen, LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Self Cleaning Oven,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Closet,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Breakfast Bar,Kitchen Island,Open Floorplan
  • Door features: Insulated Door(s),Sliding Doors
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Fireplace features: Gas Log,Gas Vented,Great Room,Propane
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 2,732

Great Room

  • Features: Ceiling Fan(s)
  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,732
  • Total interior livable area: 2,732 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island
  • Level: Main

Office

  • Level: Upper

Primary Bedroom

  • Level: Main

Recreation Room

  • Level: Upper

Property

Details

  • Parcel number: 657503033901
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Porch,Rear Porch
  • Waterfront features: Paddlesport Launch Site,Other - See Remarks
  • Waterbody name: Lake Tillery

Lot

  • Lot size: 0.68 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Stanly County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$329$3,948
Property Taxes $355$4,260
Electricity $254$3,053
Total$4,725$56,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,000/yr
40% on housing$141,750/yr
45% on housing$126,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 28128$325
Stanly County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 28128$209
Stanly County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$749,000

New Construction

AgentLynn Norman
BrokerageLake Tillery Properties LLC

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