1220 Fishermans Way, Sevierville, TN, 37876
About This Home
OWNER FINANCING AVAILABLE. Welcome to your lakefront escape at 1220 Fishermans Way in Sevierville, Tennessee! Just in time for spring, the water is rising and this charming 1-bedroom, 1-bath cottage is perfectly nestled in a peaceful cove on beautiful Douglas Lake. This property offers the ideal blend of relaxation and investment opportunity. Previously a strong-performing short-term rental, it has also recently served as a long-term rental--giving you flexible income potential from day one. Inside, you'll find fresh updates including new flooring and paint throughout, along with a newer HVAC system for added comfort and efficiency. Step outside to a spacious deck overlooking the water, where you can take in serene lake and mountain views--perfect for morning coffee or evening relaxation. The oversized lot also features an RV hookup, offering additional space for guests or added income potential. NEWLY UPDATED ELECTRICAL AS OF APRIL 2026. Enjoy the benefits of lake living with access to a community-owned beach, boat access, and additional storage for all your lake toys. The shared septic system has been recently updated, providing peace of mind. Owner financing is available with very reasonable terms, making this a rare and accessible opportunity to own lakefront property in one of East Tennessee's most desirable areas. Don't miss this opportunity to own your slice of Douglas Lake--whether you're looking for a getaway, an investment, or both!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Construction materials: Other,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Self Cleaning Oven
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen
- Flooring: Laminate
- Fireplace features: None
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 432
- Total interior livable area: 432 sqft
Property
Details
- Parcel number: 095E B 027.00
Features
- Exterior features: Boat - Ramp,Dock
- Has view: Yes
- View description: Mountain(s)
- On waterfront: Yes
- Waterfront features: Lake/Water Access,Waterfront
- Frontage type: Lakefront
Lot
- Lot size: 6,969 sqft
- Lot size dimensions: 60 x 118.6
Parking
- Parking features: RV Access/Parking,Main Level
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Cold Wave
- Earthquake
- Ice Storm
- Landslide
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance | $86 | $1,032 |
| Property Taxes | $88 | $1,056 |
| Electricity | $175 | $2,103 |
| Total | $1,688 | $20,256 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Listed for sale | $299,900 |
View on Zillow