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500 Huggins Way, Jacksonville, NC, 28546

4beds
4baths
3,878sqft
$518,000
$134price/sqft
$3,446/moest. monthly cost
$137,840/yrincome needed

About This Home

Welcome to the highly desired & popular community of Onslow Bay. Brand new construction built by Onslow County's most trusted & preferred builder. Onslow Bay is a hot spot, 3 miles to MCB Camp Lejeune's Piney Green gate, 14 miles to New River Air Station & minutes to area schools, shopping & dining. This beautiful neighborhood is sure to impress, complete with a clubhouse area & community pool. Welcome to the Summerlyn floorplan. This big beauty features 5 bedrooms, 3.5 bathrooms and approximately 3878 heated square feet. The large front porch is lined with modest shrubbery for great curb appeal and welcomes you and your guests into the home. The two-story foyer extends natural light into the formal living and formal dining rooms. There is a walk in laundry room and half bath on the main level. The kitchen and living room are open to each other for a spacious entertainment area. The family room features a ceiling fan and a beautiful fireplace showcased by built in cabinets on either side. This magnificent kitchen features a center island, beautiful cabinetry, granite countertops, and stainless appliances. The master bedroom is on the main level, and it is sweet! Features a tray ceiling with ceiling fan, a massive 10 x 14 walk in closet and a deluxe master bathroom with a double vanity, separate walk-in shower, and garden tub. Bedrooms 2, 3, 4 and 5 are all located on the second floor. Bedroom two is an upstairs master suite with a walk in closet and full bathroom. Another full bathroom on the second floor located just outside the 19 x 14 bonus room. The Summerlyn is a must-see home featuring a 2-car garage on a beautiful lot in a wonderful community. Call today to view. NOTE: Floor plan renderings are similar and solely representational. Measurements, elevations, and specs may vary in final construction. Limited selections for buyer to choose. Call L/A to verify.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
Silverdale ElementaryGrades K-55.4 mi
7/10
Hunters Creek MiddleGrades 6-82.6 mi
4/10
White Oak HighGrades 9-123.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Range,Dishwasher
  • Laundry features: Laundry Room

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Breakfast Room

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),Kitchen Island,Ceiling Fan(s),Pantry,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,878
  • Total interior livable area: 3,878 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Office

  • Level: Second

Property

Details

  • Parcel number: 1127e333
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Patio,Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 3500 - 3999

Lot

  • Lot size: 0.48 Acres
  • Lot size dimensions: 160 x 117 x 180 x 95 x 31

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Heat Wave
Inland Flooding
Strong Wind
Tornado
Cold Wave
Ice Storm
Wildfire

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,619$31,428
Home Insurance *$190$2,280
Property Taxes $276$3,312
Electricity $361$4,334
Total$3,446$41,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,148/yr
40% on housing$103,380/yr
45% on housing$91,893/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 28546$138
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28546$160
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$518,000

New Construction

AgentTerri Alphin Smith
BrokerageTerri Alphin Smith & Co

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