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47 Rockledge Avenue, White Plains, NY, 10601

4beds
3baths
2,289sqft
$1,395,000
$609price/sqft
$10,128/moest. monthly cost
$405,120/yrincome needed

About This Home

An exceptional opportunity to build a stunning new construction single-family residence with fully designed architectural plans already completed and approved. The proposed home offers approximately 2,289 square feet of thoughtfully designed living space across two levels, plus a full basement and integrated garage, providing both comfort and future expansion potential. The main level showcases soaring 9-foot ceilings and a modern open-concept layout designed for today’s lifestyle. A covered front porch welcomes you into a bright foyer with staircase access. The front of the home features a spacious living room flowing seamlessly into a formal dining area, creating the perfect setting for entertaining. Toward the rear of the home, the chef’s kitchen with a center island opens directly to a generous family room with fireplace, forming the heart of the home and an ideal space for gatherings and everyday living. The second level offers a luxurious primary suite with a private ensuite bathroom featuring double sinks, along with three additional well-proportioned bedrooms, providing ample space for guests, or a home office. With architectural plans already approved, this property presents a rare opportunity to bring your dream 4-bedroom, 2.5-bath home to life while saving valuable time in the design and permitting process. Ideally located within approximately half a mile of the nearby metro station, the home offers exceptional convenience for commuters and easy access to surrounding areas. This prime location supports a walkable, connected lifestyle while enhancing long-term value, making it an outstanding choice for both homeowners and investors alike.

Getting Around

90
WalkingVery Walkable
65
TransitGood Transit
50
BikeBikeable

Schools

6/10
Church Street SchoolGrades K-50.4 mi
6/10
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Refrigerator,Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: Washer/Dryer Hookup,Gas Dryer Hookup,In Hall,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Central Vacuum,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Formal Dining,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom,Quartz/Quartzite Counters,Recessed Lighting,Smart Thermostat,Storage
  • Window features: ENERGY STAR Qualified Windows,Insulated Windows,New Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,289
  • Total interior livable area: 2,289 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Basement

Property

Details

  • Special condition: None
  • Exclusions: None

Features

  • Levels: Two
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Mailbox,Rain Gutters
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,411 sqft
  • Features: Corners Marked,Level,Near Public Transit,Near School,Near Shops

Parking

  • Total spaces: 4
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$558$6,696
Property Taxes $2,139$25,668
Electricity $378$4,539
Total$10,128$121,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$347,245/yr
40% on housing$303,840/yr
45% on housing$270,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$609This listing

vs Other Active Listings

Avg $/sqft

ZIP 10601$277
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10601$362
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Listed for sale$1,395,000

New Construction

AgentHoward Hanna Rand Realty, Gino Bello
BrokerageHoward Hanna Rand Realty

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