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1019 2nd Ave NE, Waverly, IA, 50677

2beds
2baths
2,968sqft
$447,000
$151price/sqft
$3,239/moest. monthly cost
$129,560/yrincome needed

About This Home

EXPERIENCE THE VILLAS AT MAPLE HILLS-- A Fresh Chapter Begins at Maple Hills - Where Luxury Meets Simplicity— where timeless style meets modern ease. Imagine waking up in a space that feels perfectly yours — open, light-filled, and designed for how you live. Enjoy main-level living at its best with 1,776 square feet of beautifully finished space — a chef-inspired kitchen, a welcoming great room, and a serene primary suite that feels like a private retreat, making everyday life effortless, add in the finished lower level, it expands to 2,968 sq ft., perfect for guests, hobbies, or special gatherings. Whether you’re ready to simplify, travel more, or simply live with less stress, Maple Hills offers low-maintenance luxury and all the high-end touches you deserve. Starting at $424,000, these thoughtfully crafted VILLAS bring together comfort, community, and a fresh new way of living. Come see how easy it feels when quality and peace of mind come home — at Maple Hills.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Stone

Other

  • Builder name: Jensen Carpentry

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,MicroHood,Microwave Built In,Refrigerator,Gas Water Heater,Water Softener
  • Laundry features: 1st Floor,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling-Specialty,Solid Surface Counters,Pantry
  • Door features: Sliding Doors,Paneled Doors
  • Fireplace features: One,Gas,In Family Room Up
  • Fireplace: Yes
  • Finished area below ground: 1,192

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,968 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 0902227019
  • Zoning: R-3
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Patio & porch: Patio,Covered

Lot

  • Features: Landscaped,Secluded
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,260$27,120
Home Insurance *$300$3,600
Property Taxes $458$5,496
Electricity $221$2,656
Total$3,239$38,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,051/yr
40% on housing$97,170/yr
45% on housing$86,373/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 50677$140
Bremer County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 50677$147
Bremer County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Price change$469,000
2026-01-02Listed for sale$477,500

For Sale by Agent

AgentDeanna Wheeler, GRI, CNE, CRS
BrokerageRE/MAX Concepts - Cedar Falls

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