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306 S Elm St, Creedmoor, NC, 27522

3beds
2baths
1,550sqft
$386,000
$249price/sqft
$2,521/moest. monthly cost
$100,840/yrincome needed

About This Home

Nestled in the heart of Creedmoor, this beautiful new construction sits on a generous 0.49-acre lot just a short walk from local shops and dining. Built by Kidd Design-Build, the home offers 1,550 sqft of thoughtfully crafted living space designed for both comfort and style. Inside, you'll find an open-concept layout that effortlessly blends the living room, dining area, and kitchen--creating an inviting space for everyday living and entertaining. The living room features a custom built-in with a designated TV area, adding both character and functionality. Ceiling fans in all bedrooms and the living room. The kitchen truly shines with quartz countertops, a large center island, stainless steel appliances, custom cabinetry, and a spacious walk-in pantry. Just off the main living area, a generously sized walk-in laundry room provides added convenience. LVP flooring runs throughout the main living spaces, while the primary bath is finished with ceramic tile. The private primary suite serves as a relaxing retreat, complete with a double vanity, oversized walk-in closet, and a beautifully tiled shower. On the exterior, enjoy a classic gable roof design paired with premium vinyl siding, including shake and board-and-batten accents for added curb appeal. A welcoming covered front porch and a 14x12 rear patio provide ideal spaces for outdoor relaxation. The home also features a concrete driveway and a fully finished, painted garage interior. Conveniently located with quick access to I-85, Hwy 50, Hwy 15, and Hwy 56, this home offers an easy commute to Raleigh, Durham, Oxford, and RTP--bringing together small-town charm and everyday convenience.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

--
Creedmoor ElementaryGrades PK-50.9 mi
3/10
G C Hawley MiddleGrades 6-81.2 mi
4/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Double Vanity,Entrance Foyer,Kitchen Island,Kitchen/Dining Room Combination,Open Floorplan,Pantry,Master Downstairs,Quartz Counters,Separate Shower,Walk-In Closet(s),Water Closet
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,550

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,550
  • Total interior livable area: 1,550 sqft

Property

Details

  • Parcel number: 089617103629
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Patio
  • Exterior features: Rain Gutters
  • Spa features: None
  • Fencing: None
  • Has view: Yes

Lot

  • Lot size: 0.49 Acres
  • Features: Landscaped
  • Lot size dimensions: see survey

Parking

  • Total spaces: 3
  • Parking features: Concrete,Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Granville County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,951$23,412
Home Insurance *$174$2,088
Property Taxes $196$2,352
Electricity $200$2,405
Total$2,521$30,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,434/yr
40% on housing$75,630/yr
45% on housing$67,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 27522$142
Granville County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 27522$176
Granville County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$386,000

New Construction

AgentWallace Peiffer
BrokeragePremier Advantage Realty Inc

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