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161 Clearwater Cv, Hot Springs National Park, AR, 71901

3beds
3baths
1,907sqft
$549,900
$288price/sqft
$3,556/moest. monthly cost
$142,240/yrincome needed

About This Home

Beautiful one-owner lake home built in late 2022 with expansive views of Lake Hamilton. This property showcases quality construction, thoughtful upgrades, and a modern design that maximizes natural light and lake living. Featuring an open-concept layout, the home offers a spacious living area with large windows framing the water, a contemporary kitchen with upgraded finishes, and a seamless flow ideal for everyday living or entertaining. High ceilings, durable materials, and owner-selected enhancements throughout give the home a polished, custom feel. The primary suite provides a peaceful retreat with stunning lake views, a well-appointed bathroom, and generous closet space. Additional bedrooms are comfortable and versatile, perfect for guests or family. Outdoor living is a highlight, with a private deck overlooking the water—ideal for sunrise coffee or evening relaxation. Located in a desirable area of Lake Hamilton with convenient access to Hot Springs amenities, this home offers modern comfort, low-maintenance living, and amazing views of the lake. It is one of the few LAKE FRONT LOTS in the Cottages of Bayshore.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Lakeside Primary SchoolGrades PK-12.8 mi
7/10
9/10
Lakeside High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Disposal

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Living/Dining Combo,Breakfast Bar

Features

  • Walk-In Closet(s),Sheet Rock,Primary Bedroom/Main Lv
  • Flooring: Vinyl,Tile
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,907
  • Total interior livable area: 1,907 sqft

Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: Full
  • Has view: Yes
  • View description: Vista View
  • On waterfront: Yes
  • Waterfront features: Dock,Dock - Swimming,Other (see remarks),Lake Front,Lake
  • Waterbody name: Lake: Hamilton

Lot

  • Lot size: 871.20 sqft
  • Features: Subdivided
  • Lot size dimensions: 97 x 102 x 55 lake front

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance $419$5,028
Property Taxes $219$2,628
Electricity $138$1,657
Total$3,556$42,672

Income You'd Need if You Spent...

35% on housing$121,920/yr
40% on housing$106,680/yr
45% on housing$94,826/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 71901$129
Garland County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 71901$154
Garland County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Contingent$549,900
2026-03-27Listed for sale$549,900

For Sale by Agent

AgentScott A Smith
BrokerageCrye-Leike REALTORS

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