See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

450 Vista Dr, Hampshire, IL, 60140

4beds
3baths
2,051sqft
$444,990
$217price/sqft
$3,373/moest. monthly cost
$134,920/yrincome needed

About This Home

Picture yourself at 450 Vista Drive, Hampshire, Illinois, a beautiful new model home in our Prairie Ridge Community. This two-story home will be ready for a late summer / early fall move-in! The Bellamy plan offers over 2,000 square feet of living space with a full basement, flex room, 4 bedrooms, and 2.5 baths. Going through your front door you will find the flex room with lots of natural light. This room can be used as an office, sitting room, or toy room, the possibilities are endless. Continuing down the hall you will enter the open concept great room and kitchen space, your kitchen features designer soft-close cabinetry with quartz countertops, stainless-steel appliances, a large island with bar stool overhang, and easy-to-maintain luxury vinyl plank flooring. Enjoy your private get away with your large primary bedroom and ensuite bathroom with a raised height dual sink, quartz top vanity, and walk-in shower with fiberglass surround and glass shower doors, Convenient walk-in laundry room, 3 additional bedrooms with a full second bath and linen closet complete the second floor. All Chicago homes include our America's Smart Home Technology. Photos are of similar home; actual home may vary.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Hampshire Middle SchoolGrades 6-81.6 mi
8/10
Hampshire High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Stone

Other

  • Builder model: BELLAMY
  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Disposal,Stainless Steel Appliance(s)
  • Laundry features: Upper Level,Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 110
  • Dimensions: 10X11

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 132
  • Dimensions: 11X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 117
  • Dimensions: 9X13

Features

  • Walk-In Closet(s),Open Floorplan

Great Room

  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,051 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Pantry-Walk-in)
  • Level: Main
  • Area: 117
  • Dimensions: 9X13

Laundry

  • Level: Second
  • Area: 54
  • Dimensions: 6X9

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full,Double Sink,Shower Only)
  • Level: Second
  • Area: 234
  • Dimensions: 18X13

Study

  • Level: Main
  • Area: 108
  • Dimensions: 9X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0116402010
  • Special condition: Home Warranty
  • Other equipment: Radon Mitigation System

Features

  • Stories: 2

Lot

  • Features: Corner Lot,Landscaped,Backs to Open Grnd
  • Lot size dimensions: 53X142X91X134

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage,Yes,Garage Owned,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Drought
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$158$1,896
Property Taxes $808$9,696
Electricity $157$1,893
Total$3,373$40,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,645/yr
40% on housing$101,190/yr
45% on housing$89,946/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 60140$223
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60140$204
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$458,990

New Construction Spec

AgentDaynae Gaudio
BrokerageDaynae Gaudio

Similar Homes