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898 Westerfield Dr S #1, Saint Charles, MO, 63304

3beds
3baths
1,508sqft
$285,000
$189price/sqft
$2,011/moest. monthly cost
$80,440/yrincome needed

About This Home

You’re sure to fall in love with this beautiful three-bedroom, three-bathroom Weldon Springs home offering a unique and versatile multi-level layout. This well-maintained property delivers both comfort and functionality, making it ideal for everyday living and entertaining alike. This fabulous property offers plenty of curb and boast a large parking area nice sized two car garage, professional landscaping and front porch for your morning cup of coffee. The main level welcomes you with a spacious foyer and flows seamlessly into a bright living room includes gleaming hardwood floors, soaring ceilings, plantation shutters, and a cozy gas fireplace. Around the corner you’ll find a nice size dining room with French door walkout to a large deck that is perfect for gathering. The kitchen offers ample cabinetry, tile flooring, and a practical layout perfect for meal prep and gatherings. The main-level primary suite provides a relaxing retreat with hardwood floors and a generously sized en suite bath. A mid-level office creates the perfect work-from-home space or quiet study area. Upstairs, you’ll find two nicely sized bedrooms and a full bath, giving everyone their own space. The finished lower level expands your living area with a large entertainment room, an additional full bathroom, and direct access to the two-car garage. Whether hosting guests, setting up a media room, or creating a hobby space, this level offers excellent flexibility.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

10/10
8/10
Bryan Middle SchoolGrades 6-80.9 mi
10/10

Construction

Condition

  • Year built: 1986

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Upper
  • Area: 66
  • Dimensions: 6x11

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Lower
  • Area: 20
  • Dimensions: 4x5

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 99
  • Dimensions: 9x11

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 99
  • Dimensions: 9x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area above ground: 1,508

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,508
  • Total interior livable area: 1,508 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 108
  • Dimensions: 9x12

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 208
  • Dimensions: 13x16

Media Room

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 312
  • Dimensions: 26x12

Office

  • Features: Floor Covering: Carpeting
  • Level: First
  • Area: 90
  • Dimensions: 10x9

Other

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Primary Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 112
  • Dimensions: 8x14

Primary Bedroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 240
  • Dimensions: 20x12

Property

Details

  • Parcel number: 301226102050001.0000000
  • Special condition: Standard

Features

  • Levels: Multi/Split

Lot

  • Lot size: 4,538 sqft
  • Features: Corner Lot
  • Lot size dimensions: 48 x 38 x 62 x 25 x 37 x 86

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$178$2,136
Property Taxes $251$3,012
Electricity $141$1,693
Total$2,011$24,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,948/yr
40% on housing$60,330/yr
45% on housing$53,626/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 63304$189
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63304$192
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$285,000

For Sale by Agent

AgentRobin A Crain
BrokerageKeller Williams Realty West

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