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360 Winding Bluffs Ct, Fenton, MO, 63026

4beds
3baths
1,902sqft
$449,900
$237price/sqft
$2,980/moest. monthly cost
$119,200/yrincome needed

About This Home

New McBride Homes Sterling floor plan w/4BR 2.5BA is ready now! The main floor has wood laminate flooring & 6’ windows. Off the foyer, you’ll find a large living room, plus a large family room adjacent to the dining area & kitchen. The expanded kitchen has an island, quartz countertops, with Winstead Burlap 42” cabinets, pantry, & stainless GE appliances. The dining area has a sliding glass door that leads to the backyard. Half bath completes the main floor. Upstairs you’ll find the primary suite w/walkin closet, a private luxury bath with shower & roman tub, dual vanity & linen closet. 3 extra bedrooms share a full bath add convenience. Bedrooms 2 & 3 feature walk-in closets. Upstairs laundry. Winding Bluffs Addition offers new homes in the Fenton area, minutes from Gravois Bluffs. Amenities include a pickleball court, athletic field, dog park, trails, & community lake. Enjoy peace of mind with McBride Homes’ 10yr builders’ warranty & incredible customer service! Similar photos shown.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Murphy Elementary SchoolGrades K-51.8 mi
5/10
Wood Ridge Middle SchoolGrades 6-83.1 mi
6/10
Northwest High SchoolGrades 9-1212.1 mi

Construction

Condition

  • New construction: Yes

Materials

  • Construction materials: Frame,Vinyl Siding

Other

  • Builder name: Mcbride Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Electric Range

Basement

  • Has basement: Yes
  • Basement: Concrete,Full

Bedroom

  • Level: Upper
  • Area: 140
  • Dimensions: 10x14

Bedroom

  • Level: Upper
  • Area: 130
  • Dimensions: 10x13

Bedroom

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Family Room

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Features

  • Breakfast Room,Ceiling Fan(s),Dining/Living Room Combo,Entrance Foyer,Kitchen/Dining Room Combo,Pantry,Walk-In Closet(s)
  • Finished area above ground: 1,902

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,902 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Primary Bedroom

  • Level: Upper
  • Area: 196
  • Dimensions: 14x14

Property

Details

  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tornado
Earthquake
Hail
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$262$3,144
Property Taxes $299$3,588
Electricity $145$1,742
Total$2,980$35,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,171/yr
40% on housing$89,400/yr
45% on housing$79,466/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 63026$174
Jefferson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 63026$194
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listing removed$2,831
2026-05-01Listed for rent$2,831
2026-03-27Listed for sale$459,900

New Construction Spec

AgentPamela Chyba
BrokerageListWithFreedom.com Inc

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