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500 Lily Cir, Richton, MS, 39476

3beds
2baths
1,416sqft
$225,000
$159price/sqft
$1,632/moest. monthly cost
$65,280/yrincome needed

About This Home

Brand new construction in a cul-de-sac setting! This 3 bedroom, 2 bath home offers thoughtfully designed living space with modern finishes and an open layout perfect for everyday living and entertaining. The spacious kitchen flows into the great room and dining area, while the split floor plan provides privacy for the primary suite. Enjoy a large lot with plenty of backyard potential, plus a covered front porch and two-car garage. Estimated completion end of April 2026. Finishes and features subject to change. Buyer and/or buyer's agent to verify all information.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
6/10
Richton High SchoolGrades 7-120.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: See Remarks
  • Construction materials: Brick Veneer

Other

  • Builder name: Yes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Electric

Features

  • Kitchen Island,See Remarks,Other
  • Flooring: Other

Interior Area

  • Total structure area: 1,416
  • Total interior livable area: 1,416 sqft

Property

Accessibility

  • Accessibility features: First Floor Master Bedroom

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Other

Lot

  • Lot size: 136.10 Acres
  • Features: Subdivision
  • Lot size dimensions: 136.1 x 39.9 x 85.3, 0.3 acres Irregular

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Wildfire
Winter Weather

FEMA Declared Disasters in Perry County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$221$2,652
Property Taxes $82$984
Electricity $192$2,304
Total$1,632$19,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,954/yr
40% on housing$48,960/yr
45% on housing$43,520/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -21.8%
-21.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 39476$213
Perry County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 39476
Perry County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$225,000

New Construction

AgentLatonia Ward
BrokerageCrye-Leike Pine Belt

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