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16 N Star Vale Rd #122A, Payson, AZ, 85541

1beds
1baths
408sqft
$82,000
$201price/sqft
$690/moest. monthly cost
$27,600/yrincome needed

About This Home

Super cute park model in the W Ranch Resort 55+ community on a quite cul-d-sac. Gorgeous mountain views from the covered dec. Large storage shed. Full size washer and dryer. All electric. One bedroom and one bathroom. Private back yard area. Pergola in front yard area. Lot rent of $650/mo includes water, sewer, trash. Access to the parks gym, pickle ball court, dog park, and club house. Schedule your showing today.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
Payson Elementary SchoolGrades K-22.7 mi
5/10
4/10
Payson High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Asphalt
  • Construction materials: Wood Frame,Metal Siding

Other

  • Builder name: Champion

Type & Style

  • Home type: SingleFamily
  • Architectural style: Single Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Master Main Floor
  • Flooring: Laminate,Wood

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 408
  • Total interior livable area: 408 sqft

Property

Details

  • Parcel number: 00000000
  • Zoning: 55+

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Covered
  • Exterior features: Storage
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods,Mountain(s)

Lot

  • Features: Cul-De-Sac,Corner Lot
  • Lot size dimensions: 0 x 0 x 0 x 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Wildfire
Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters in Gila County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $414$4,968
Home Insurance $23$276
Property Taxes $37$444
Electricity $216$2,603
Total$690$8,280

Income You'd Need if You Spent...

35% on housing$23,657/yr
40% on housing$20,700/yr
45% on housing$18,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 85541$219
Gila County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 85541$276
Gila County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$82,000

For Sale by Agent

AgentTiffany L Mcdaniel
BrokerageARIZONA RESOURCE REALTY

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