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37 La Playa St #37, Monterey, CA, 93940

2beds
3baths
1,156sqft
$1,579,000
$1,366price/sqft
$9,487/moest. monthly cost
$379,480/yrincome needed

About This Home

Photos barely do this beautiful condo justice! This is the opportunity to enjoy oceanfront living in one of Monterey's most tranquil areas. Surrounded by well-maintained grounds, coastal cypress trees, and the breathtaking scenery of Monterey Bay, this multi-level residence embodies relaxed seaside comfort. Experience the warm welcome of natural light flooding the interior through large windows and sliding doors, inviting in refreshing ocean breezes and the soothing sounds of waves. The newly redesigned kitchen flows smoothly into the inviting dining area, ideal for memorable gatherings and entertaining guests. Meanwhile, the cozy living room fireplace creates a perfect setting for intimate, relaxing evenings. Multiple balconies offer peaceful spots to relax, look out at the ocean, and enjoy the coastal air. After a day at the beach, unwind in the oversized soaking tub before falling asleep to the sound of the ocean. The primary bath features a Toto bidet, built-in towel warmer, and vanity mirrors with integrated lighting, custom herringbone tile, and thick, custom glass doors. Just steps away, the coastal trail guides you to the wharf and extends to Pacific Grove, providing easy access to charming restaurants, lively festivals, lovely walks, and ocean bike rides.

Getting Around

73
WalkingVery Walkable
39
TransitSome Transit
85
BikeVery Bikeable

Schools

7/10
8/10
Monterey High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Exhaust Fan,Range Hood,Oven/Range,Built In Gas Oven/Range,Refrigerator
  • Laundry features: In Garage

Bathroom

  • Features: ShowerandTub, StallShower, Tile, TubinPrimaryBedroom, HalfonGroundFloor

Bedroom

  • Features: PrimaryBedroom2plus

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • High Ceilings
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Living Room
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,156
  • Total interior livable area: 1,156 sqft

Kitchen

  • Features: Countertop_Granite, ExhaustFan, Island

Property

Details

  • Parcel number: 001811037000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Stories: 3
  • Pool features: Fenced
  • Patio & porch: Balcony/Patio
  • Has view: Yes
  • View description: Bay,Other
  • Has water view: Yes
  • Water view: Bay

Lot

  • Lot size: 1,164 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,984$95,808
Home Insurance *$277$3,324
Property Taxes $828$9,936
Electricity $398$4,786
Total$9,487$113,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$325,268/yr
40% on housing$284,610/yr
45% on housing$252,986/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,366This listing

vs Other Active Listings

Avg $/sqft

ZIP 93940$632
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93940$681
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$1,679,000
2026-04-03Listed for sale$1,795,000

For Sale by Agent

AgentJulian Sekon
BrokerageEpique Realty

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