




4776 Virginia Pine Rd, Signal Mountain, TN, 37377
About This Home
Looking for a spacious and thoughtfully designed home that perfectly balances comfort, style, and functionality? This beautiful three-bedroom, 2.5-bath residence is an exceptional find, offering a master suite conveniently located on the main floor--ideal for those who value privacy and ease of access. The master suite features ample closet space and a luxurious en-suite bathroom, creating a serene retreat after a long day. Step inside to discover an inviting office space, perfect for remote work or study, and a formal dining room designed to accommodate all your entertaining needs, whether hosting intimate dinners or festive holiday gatherings. Upstairs, you'll find two generously sized bedrooms that share a well-appointed full bathroom, providing plenty of room for family members or guests. The large loft area serves as a versatile living space, perfect for a playroom, media center, or additional lounge area. Adjacent to the loft is a flexible bonus room that can be customized to suit your lifestyle--whether you envision a home gym, craft room, or extra storage space, the possibilities are endless. The heart of the home is the spacious kitchen, featuring a large prep pantry that makes cooking and meal preparation a breeze. High-quality appliances, ample counter space, and thoughtfully designed cabinetry ensure that every culinary endeavor is enjoyable and efficient. Well-appointed windows throughout the home flood the interior with natural light and offer serene views of your private backyard, creating a peaceful atmosphere for relaxation and outdoor entertaining. Over 52% of the land here at Wild Ridge will remain untouched, now and forever. Wild Ridge borders a 51-acre park, The Preserve, previously established by the developer. And the entire neighborhood is buffered from the main road by an additional 4-acre natural park. So there's plenty of space to indulge in hiking, bird watching, mountain biking, photography and relaxation!
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Block
- Construction materials: Cement Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooktop,Wall Oven
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Cooling
- Cooling features: Central Air
Features
- Fireplace: Yes
- Finished area above ground: 2,934
Interior Area
- Total structure area: 2,934
- Total interior livable area: 2,934 sqft
Property
Details
- Parcel number: 089i L 003
Features
- Exterior features: None
Lot
- Lot size dimensions: 0
Parking
- Total spaces: 2
- Parking features: Concrete,Driveway,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,929 | $59,148 |
| Home Insurance | $238 | $2,856 |
| Property Taxes | $834 | $10,008 |
| Electricity | $238 | $2,860 |
| Total | $6,239 | $74,868 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $997,560 |
