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109 Pineapple Dr, Winter Haven, FL, 33884

3beds
2baths
1,020sqft
$99,900
$98price/sqft
$852/moest. monthly cost
$34,080/yrincome needed

About This Home

LAKEFRONT living - COVERED Front PORCH - CEDAR CLOSET - WORKSHOP - and MORE!! MOTIVATED SELLER! Located in Orange Manor East; a pet friendly, 55+ Active Adult Community situated on Lake Gross in Winter Haven, Florida. Perfect for fishing off the community dock or launching your boat and watching the sunset! In this community, you own the home and lease the land. Lot rent is $710 and offers park amenities for you and your guests to enjoy. Only 6 YEARS OLD - MOVE-IN READY and Mostly FURNISHED! Welcome to this SPECTACULAR 2020 LAKEFRONT mobile home offering 1,020 sq. ft. of thoughtfully designed OPEN LIVING SPACE with modern finishes throughout. INTERIOR Highlights... 9 ft CEILINGS SHEETROCK WALLS throughout Bright OPEN-CONCEPT layout Stylish KITCHEN with DARK CABINTRY and BREAKFAST BAR Spacious LIVING ROOM with MAIN entrance door WIDE HALLWAY leading to convenient INSIDE LAUNDRY FLEXIBLE Living Spaces... GUEST BEDROOM - perfect for visitors or a home office PRIVATE rear BEDROOM near a FULL BATH with WALK-IN SHOWER Versatile 3rd ROOM featuring a WALK-IN CEDAR CLOSET - ideal for storage, hobbies, or FLEX space OUTDOOR Living and Views... COVERED FRONT PORCH with DUAL STAIR ENTRY 18 x 12 raised SCREENED LANAI overlooking the LAKE Enjoy peaceful WATER VIEWS, wildlife, and STUNNING SUNSETS STORAGE Spaces Attached front STORAGE SHED by the driveway Separate 12 x 12 WORKSHOP - perfect for hobbies, crafting, or a MAN CAVE WAKE UP to the WATER and unwind with sunset views-this home is your PERFECT LAKESIDE RETREAT. Call - TAMMY - Drop Anchor. Lakefront Living. Florida Awaits. Orange Manor East; a 55+ Active Adult Community situated on Lake Gross, perfect for fishing off the community dock or launching your boat and watching the sunset! Such a beautiful backdrop for relaxing on the water or the water's edge. Boat slips and fishing for largemouth bass, bluegill and crappie is the perfect way to spend your day. This community offers a clubhouse, shuffleboard, bingo, community planned events, gatherings, and a full calendar of events to enjoy! Situated in a country atmosphere in Central Florida, yet close to shopping, restaurants, medical and many golf courses. Just minutes away is LEGOLAND. Historic Bok Tower is just a short drive and you are within an hour to Disney and Orlando attractions. Don't forget about the beaches! Centrally located, you can drive to either coast for a day at the beach. All prospective residents must be approved by community management prior to purchasing a home. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection and by appropriate professionals. This home is sold "as is." Accuracy of the information and the condition of the property are not warranted or guaranteed. The buyer is responsible for verifying all current lot rent, fees, and pass-on costs directly with the community or park management. The listing agent is not responsible for quoting or confirming these fees. Third party financing options may be available. Ask your Agent for more details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
3/10
Denison Middle SchoolGrades 6-84.1 mi
2/10
Lake Region High SchoolGrades 9-123.3 mi

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,020 sqft

Kitchen

  • Features: Eat-in Kitchen,Laminate Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 710

Features

  • Patio & porch: Open Porch

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$90$1,080
Property Taxes $60$720
Electricity $197$2,366
Total$852$10,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,211/yr
40% on housing$25,560/yr
45% on housing$22,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 33884$121
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33884$166
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Price change$99,900
2026-03-28Listed for sale$119,900

For Sale by Agent

AgentTammy Barnhart
BrokerageRenee's Resales

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