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6409 Spring Beauty Ln, Prospect, KY, 40059

4beds
4baths
3,972sqft
$1,300,000
$327price/sqft
$8,814/moest. monthly cost
$352,560/yrincome needed

About This Home

Living is made easy in this beautifully designed one-level home built by Unbridled Homes. The open floor plan brings the living room, dining area, and kitchen together in one inviting space, ideal for both everyday living and entertaining. The kitchen is complemented by a large pantry, while the dining room opens to a spacious courtyard—perfect for indoor-outdoor gatherings. The courtyard is also accessible from the private primary suite, which features a luxurious bath and two oversized walk-in closets. Two additional bedrooms offer comfort and flexibility for guests, family, or a home office. Throughout the home, you'll find beautiful finishes and thoughtful details. A three-car garage provides ample storage, and the basement is partially finished with a 4th bedroom and 3rd full bath! The primary suite also enjoys its own additional private outdoor space, creating a peaceful retreat. Located in the vibrant community of Norton Commons, residents enjoy access to neighborhood pools, parks, restaurants, and shops just moments from home.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
10/10
North Oldham High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,375
  • Finished area above ground: 2,597

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Geothermal
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,597
  • Total interior livable area: 3,972 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Other

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 11141B100

Features

  • Stories: 1
  • Pool features: Association
  • Patio & porch: Patio,Porch
  • Fencing: None

Lot

  • Features: Covt/Restr,Sidewalk
  • Lot size dimensions: 60 x 109 x 80 x 114

Parking

  • Total spaces: 3
  • Parking features: Attached,Entry Rear
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$512$6,144
Property Taxes $1,416$16,992
Electricity $313$3,764
Total$8,814$105,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$302,194/yr
40% on housing$264,420/yr
45% on housing$235,040/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 40059$276
Oldham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 40059$213
Oldham County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$1,300,000

For Sale by Agent

AgentSusan M Graf
BrokerageNorton Commons Realty

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