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186 Castle Hill Dr, Yemassee, SC, 29945

4beds
4baths
2,037sqft
$402,881
$198price/sqft
$2,626/moest. monthly cost
$105,040/yrincome needed

About This Home

Special Interest Rate With Builder Paid Closing Cost Assistance Welcome to 186 Castle Hill Lane, set on a large, private lot in the gated waterfront community of Rivers Reach. Residents enjoy access to a true deep-water community dock featuring an expansive floating dock--perfect for boating, fishing, crabbing, and shrimping. Rivers Reach offers a serene Lowcountry lifestyle surrounded by scenic ponds, sweeping marsh views, and grand oak trees draped in Spanish moss. Despite its peaceful setting, the community is conveniently located just minutes from I-95 and less than 30 minutes from historic downtown Beaufort, SC. The Pocotaligo River provides easy boating access to Hilton Head, Beaufort, Fripp Island, and beyond. This home delivers the ideal balance of privacy, comfort, and convenience--a quiet retreat that feels like home the moment you arrive. Inside, the thoughtfully designed Drayton floor plan offers 2,135 square feet of flexible living space with 4 bedrooms and 3.5 bathrooms. A rare and highly desirable feature, the home includes two primary bedrooms: one conveniently located on the first floor, perfect for guests or multi-generational living, and a spacious primary suite upstairs. The detached garage adds charm and functionality, while the two-story layout provides both openness and privacy for everyday living. With its versatile floor plan, rare dual primary suites, and access to exceptional deep-water amenities, 186 Castle Hill Lane offers an outstanding opportunity to enjoy Lowcountry living at its finest. Whether you're seeking a peaceful retreat, an active boating lifestyle, or a home designed for both entertaining and everyday comfort, this property truly delivers. *Square footage dimensions are approximate. *The photos you see here are for illustration purposes only, interior and exterior features, options, colors and selections will differ. Please reach out to sales agent for options.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Raised
  • Roof: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Ice Maker,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Window features: Thermo-Panes

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Electric,Central Air

Interior Area

  • Total structure area: 2,037
  • Total interior livable area: 2,037 sqft

Property

Details

  • Parcel number: 0910200173
  • Zoning description: Residential

Features

  • Patio & porch: Porch
  • Has view: Yes
  • View description: Marsh/Water/View
  • Has water view: Yes
  • Water view: Marsh/Water/View

Lot

  • Lot size: 0.26 Acres

Parking

  • Parking features: Lighted,Kitchen Level,Enclosed,Driveway,Direct Access,Detached,Concrete,Garage Faces Front,Garage,Garage Door Opener

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Earthquake
Heat Wave
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Jasper County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,037$24,444
Home Insurance *$201$2,412
Property Taxes $184$2,208
Electricity $204$2,449
Total$2,626$31,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,034/yr
40% on housing$78,780/yr
45% on housing$70,026/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 20.6%
20.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 29945$197
Jasper County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 29945
Jasper County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$430,970
2026-03-28Listed for sale$429,760

For Sale by Agent

AgentKatie Stevens Grout
BrokerageD.R.Horton INC

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