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442 13th Avenue, Seattle, WA, 98122

4beds
4baths
1,700sqft
$1,190,000
$700price/sqft
$7,115/moest. monthly cost
$284,600/yrincome needed

About This Home

The intersection of First Hill and Cherry Hill, steps from Seattle University, this contemporary 2bed/2bath townhouse offers urban living at its finest—plus a fully equipped studio ADU with private entrance, perfect for tenants, guests, or home office use. Offered by the original builder, this light-filled home features sleek modern finishes and a rooftop deck with panoramic city and mountain views. The attached ground-level ADU includes its own kitchen, bathroom, washer/dryer, and separate entrance. Easy access to downtown, hospitals, tech hubs & transit—plus the best of Capitol Hill’s dining, parks & nightlife just blocks away. Whether you're looking to live stylishly, invest smartly, or both, this home delivers. Short term rental history

Getting Around

93
WalkingWalker's Paradise
87
TransitExcellent Transit
85
BikeVery Bikeable

Schools

3/10
Gatzert Elementary SchoolGrades PK-50.3 mi
7/10
Washington Middle SchoolGrades 6-80.7 mi
8/10
Garfield High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Flat
  • Construction materials: Cement Planked,Cement Plank

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Fourth

Bathroom Full

  • Level: Third

Bathroom Full

  • Level: Main

Bedroom

  • Level: Third

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl Plank

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Living Room

  • Level: Second

Master Bedroom

  • Level: Fourth

Property

Details

  • Parcel number: 2908700076
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Main
  • Patio & porch: Second Kitchen,Dbl Pane/Storm Window
  • Has view: Yes
  • View description: City,Mountain(s),Territorial
  • Topography of land: Level

Lot

  • Lot size: 997.52 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,High Speed Internet,Rooftop Deck

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,017$72,204
Home Insurance *$196$2,352
Property Taxes $753$9,036
Electricity $149$1,793
Total$7,115$85,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$243,942/yr
40% on housing$213,450/yr
45% on housing$189,733/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$700This listing

vs Other Active Listings

Avg $/sqft

ZIP 98122$374
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98122$557
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$1,190,000

For Sale by Agent

AgentMartin J. Ho
BrokerageBerkshire Hathaway HS NW

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