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231 Floyd Hwy N, Floyd, VA, 24091

5beds
3baths
5,385sqft
$1,650,000
$306price/sqft
$10,174/moest. monthly cost
$406,960/yrincome needed

About This Home

Classic Southern Colonial in the Heart of Floyd, timeless brick masterpiece that exudes elegance, craftsmanship, & Southern charm w/ 22+ acres fronting on 2 state roads w/ large pond. Nestled among mature hardwoods, minutes from downtown Floyd, this stately home offers the sophistication of a bygone era w/ comfort & warmth of classic design. Step into impressive Grand Foyer highlighted by sweeping, floating curved staircase, crystal chandelier, & intricate trim detailing. Main level features gracious Formal Living Room & Formal Dining Room adorned w/ rich HW flooring, ornate dental crown molding & large arched doorways that invite easy flow & natural light. Upstairs, spacious bedrooms showcase original millwork & elegant touches. The stately, 2-story, front columns & grand portico to welcoming porch & landscaped grounds, this home's unmatched character offers rare opportunity to own remarkable piece of architectural heritage. Ideal as a private residence, event venue, or boutique inn.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

3/10
Floyd Elementary SchoolGrades PK-70.6 mi
7/10
Floyd County High SchoolGrades 8-120.7 mi

Construction

Condition

  • Property condition: Upgrades,Very Good
  • Year built: 1957

Materials

  • Roof: Slate
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Detached

Interior

Appliances

  • Appliances included: Refrigerator,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Area: 2442

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Other - See Remarks,Partially Finished,Rec Room/Game Room,Shower Facilities

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Built-in Features,CeramicTile Bath(s),Exposed Beams,Storage,Other - See Remarks,Walk-In Closet(s),Master Downstairs,Custom Features,Decorator Touches
  • Door features: Multi-Panel Doors
  • Window features: Bay/Bow Windows
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: Basement,Family Room,Living Room,Masonry,Other - See Remarks
  • Fireplace: Yes
  • Attic: Floored,Other - See Remarks,Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 5,385

Heating & Cooling

  • Heating features: Oil,Hot Water,Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 7,827
  • Total interior livable area: 5,385 sqft

Property

Details

  • Parcel number: R008411

Features

  • Levels: Two or More
  • Stories: 2
  • Patio & porch: Porch,Patio,Patio: Rear Brick Patio,Porch: 2-storycoveredfront
  • Exterior features: Garden,Other - See Remarks,Private Yard
  • Has view: Yes
  • Waterfront features: Pond,Spring
  • Horses can be raised: Yes

Lot

  • Lot size: 22.07 Acres
  • Features: Corner Lot,Other - See Remarks,Secluded,Suitable for Horses,Views,Wooded

Parking

  • Total spaces: 2
  • Parking features: Double Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$681$8,172
Property Taxes $632$7,584
Electricity $518$6,224
Total$10,174$122,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$348,822/yr
40% on housing$305,220/yr
45% on housing$271,306/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.6%
7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 24091$184
Floyd County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 24091
Floyd County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-29Listed for sale$1,890,000

For Sale by Agent

AgentDarin Greear
BrokerageLong & Foster - Blacksburg

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