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34206 Highway Mm, California, MO, 65018

3beds
3baths
2,831sqft
$749,900
$265price/sqft
$5,112/moest. monthly cost
$204,480/yrincome needed

About This Home

This beautiful brick ranch home with picturesque views offers the perfect blend of comfort, space and country living. Situated on 46 scenic acres, with a 1 acre pond this well-established crop ground has approximately 30 acres currently in productive corn crop. Complemented with an asphalt driveway, 2 car detached shop, detached rv storage, additional outbuildings, firepit, as well as a deck for entertaining. This home has it all. Large Living Room with vaulted ceiling, Formal Dining Room, 4 bedrooms, 2.5 bathrooms finished basement-ideal for additional living space, recreation or entertaining. Properties like this don't become available often. Schedule your showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Latham Elementary SchoolGrades K-83.2 mi

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 1,729

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,833
  • Total interior livable area: 2,831 sqft

Property

Features

  • Patio & porch: Deck,Patio,Covered

Lot

  • Lot size: 46 Acres

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$724$8,688
Property Taxes $381$4,572
Electricity $216$2,594
Total$5,112$61,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,268/yr
40% on housing$153,360/yr
45% on housing$136,320/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 65018$133
Moniteau County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 65018$130
Moniteau County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-29Listed for sale$749,900

For Sale by Agent

AgentAngela F Rambo
BrokerageEXP Realty LLC

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