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2056 W Laurel Rd, London, KY, 40741

2beds
3baths
3,584sqft
$680,000
$190price/sqft
$4,725/moest. monthly cost
$189,000/yrincome needed

About This Home

Welcome to 2056 West Laurel Road in London, Kentucky—an exquisite sprawling ranch perfectly positioned in one of the area's most desirable locations. Nestled on an impressive 6.68 acres, this stunning property offers a rare combination of privacy, space, and refined modern updates. From the moment you arrive, you're greeted by a sense of tranquility and room to breathe. The home's expansive setting is complemented by a highly sought-after three-car garage, providing ample space for vehicles, storage, or even a workshop. Inside, the residence has been thoughtfully transformed with elegant upgrades throughout. Great room and dining room has cathedral ceilings with wood beams and stone fireplaces. The kitchen is a true showpiece, featuring newly installed granite countertops, beautifully painted cabinetry, and updated lighting that creates a warm, sophisticated atmosphere ideal for both everyday living and entertaining. Fresh paint and new flooring flow seamlessly throughout the home, enhancing its bright, open layout. Brand-new windows invite in an abundance of natural light while offering improved energy efficiency and comfort. Designed with both function and flexibility in mind, this home offers generous living spaces and incredible potential for expansion. Whether you envision additional living quarters, a home office, or a personalized retreat, there is plenty of room to bring your ideas to life.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
7/10
South Laurel High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Block
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Cooktop,Oven,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Window features: Insulated Windows,Blinds,Screens
  • Flooring: Ceramic Tile
  • Number of fireplaces: 2
  • Fireplace features: Dining Room,Electric,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,584

Foyer

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,584
  • Total interior livable area: 3,584 sqft

Kitchen

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 0750000018.00

Features

  • Levels: One
  • Horses can be raised: Yes

Lot

  • Lot size: 6.68 Acres
  • Features: Few Trees

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Heat Wave
Landslide
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,438$41,256
Home Insurance *$555$6,660
Property Taxes $449$5,388
Electricity $283$3,396
Total$4,725$56,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,000/yr
40% on housing$141,750/yr
45% on housing$126,000/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 40741$144
Laurel County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 40741$134
Laurel County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-29Listed for sale$785,000

For Sale by Agent

AgentMary Ann Anderson-King
BrokerageCENTURY 21 Advantage Realty

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