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54620 N Circle Dr, Idyllwild, CA, 92549

1beds
1baths
770sqft
$1,175,000
$1,526price/sqft
$7,653/moest. monthly cost
$306,120/yrincome needed

About This Home

New construction cottage is the first phase of development on this mixed use lot. Limitless possibilities from residential to commercial due to unique zoning and location. Cottage is currently a income producing residential rental. Approved plans for a 12 room hotel (thehotelidyllwild.com) Many other commercial or residential possibilities due to unique zoning and phenomenal location. Property also has a 60 gpm well with virtually unlimited pure mountain aquifer water. Appraisal completed in 2025 valuing property at $1,160,000. Could be financed now as residential with future residential or commercial possibilities.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
Idyllwild SchoolGrades K-81.0 mi
6/10
Hemet High SchoolGrades 9-1213.0 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Linoleum / Vinyl
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 770 sqft

Property

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 0.75 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Inland Flooding
Landslide
Heat Wave
Winter Weather

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,941$71,292
Home Insurance *$502$6,024
Property Taxes $812$9,744
Electricity $398$4,786
Total$7,653$91,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$262,388/yr
40% on housing$229,590/yr
45% on housing$204,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,526This listing

vs Other Active Listings

Avg $/sqft

ZIP 92549$220
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92549$364
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-29Listed for sale$1,175,000

For Sale by Owner

AgentProperty Owner

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