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1008 Rowan Creek Dr, Bardstown, KY, 40004

4beds
3baths
2,223sqft
$409,500
$184price/sqft
$2,717/moest. monthly cost
$108,680/yrincome needed

About This Home

This beautiful 4-bedroom, 2.5-bath home offers the perfect blend of style, space, and functionality for everyday living. The open-concept kitchen is a true showstopper, featuring a huge quartz island, soft pale green cabinetry, a custom range hood, farmhouse sink, and all stainless appliances, along with a large pantry/closet for extra storage. The kitchen flows effortlessly into the spacious dining area and great room, where large windows fill the space with natural light, creating a bright and welcoming atmosphere. Stylish lighting and ceiling fans throughout add a modern touch. The primary suite offers a peaceful retreat with a large window, and a private bath featuring a double vanity, walk-in tiled shower, and a very large walk-in closet. The laundry/mudroom is both functional and attractive, with plenty of cabinets and cubbies to keep everything organized. Upstairs, you'll find three additional bedrooms, all with generous closet space, along with a full bath that includes tile flooring, a linen cabinet, and extra storage. A charming bonus nook provides the perfect spot for a reading area, home office, or play space. Step outside from the great room to a patio with easy access to the driveway. Huge driveway and plenty of turnaround space outside of garage. Nice landscaping and trees line the back of the property for lots of privacy. There's also a common area of green space, providing a nice peaceful place to enjoy nature. Stylish, spacious, and designed with family living in mind—this home is one you don't want to miss!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
Nelson County High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Cement Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,223

Full Bathroom

  • Level: Second

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,223
  • Total interior livable area: 2,223 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 0

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: None

Lot

  • Lot size: 8,276 sqft
  • Features: Cul-De-Sac,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Tornado
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,070$24,840
Home Insurance *$220$2,640
Property Taxes $252$3,024
Electricity $175$2,106
Total$2,717$32,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,154/yr
40% on housing$81,510/yr
45% on housing$72,453/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 40004$179
Nelson County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 40004$183
Nelson County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$419,500

For Sale by Agent

AgentDarrell Harrod
BrokerageHarrington & Associates Realty

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