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9433 PALM TREE DRIVE, Windermere, FL, 34786

3beds
2baths
1,819sqft
$539,900
$297price/sqft
$4,167/moest. monthly cost
$166,680/yrincome needed

About This Home

WELCOME HOME! PRICE ENHANCEMENT! Nestled beneath majestic oak trees in one of Windermere's most desirable communities, this well-maintained 3-bedroom, 2-bath home sits on a quarter of an acre and offers the perfect blend of comfort, privacy, and location. Situated in the highly sought-after 34786 zip code, this exceptional residence features a popular split-bedroom floor plan with 1,819 square feet of thoughtfully designed living space. Silver Woods is located in the center of SW Orlando, close to Downtown Windermere, Restaurant Row, Winter Garden Village, Downtown Winter Garden, churches, schools, shopping, and more. As you enter the front door, you will be impressed with the open floor plan. New paint, new carpet, and neutral tile create a light and bright environment. Step inside to discover spacious living and dining areas that flow seamlessly into the heart of the home. The living room looks out onto the huge patio and backyard. The kitchen offers abundant cabinetry, granite countertops, ample workspace, and overlooks the main living areas, making it ideal for everyday living. Enjoy the family room, which opens to a covered, screened lanai via sliding doors, creating an incredible outdoor living space perfect for relaxing, entertaining, or simply enjoying the tranquil backyard surrounded by mature trees. The oversized, park-like shared fenced backyard provides exceptional privacy and plenty of room for gardening, play, or creating your own outdoor oasis. Let your imagination create the perfect Pool/Spa area with a summer kitchen, fire-pit, and more. The primary bedroom features sliding doors to the expansive lanai, and the en-suite features a Tub, a newer double-sink vanity, and a walk-in shower. A split-bedroom plan is perfect for today's busy family, featuring two bedrooms and a hall bath with a shower/tub. Recent improvements, including a NEW ROOF, HVAC (2016), New Garage Door (2016), Septic (2021), Electric Panel (2017), Interior paint (2026), Front Sod (2026), and Carpet (2026) in the main living areas, make this home move-in ready while still offering opportunities for a new owner to personalize and add value over time. The community offers a park and a tennis court for the residents. Ideally located just minutes from top-rated Windermere schools, shopping, dining, churches, world-famous theme parks, major highways, and Orlando's many entertainment destinations, this home offers the perfect balance of peaceful neighborhood living and everyday convenience. Don't miss your chance to make this Windermere gem your next home- schedule your private showing today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
3/10
5/10
Olympia High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Inside

Balcony Porch Lanai

  • Level: First
  • Area: 532
  • Dimensions: 14x38

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 176
  • Dimensions: 11x16

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First
  • Area: 40
  • Dimensions: 5x8

Dining Room

  • Level: First

Family Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 255
  • Dimensions: 15x17

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,328
  • Total interior livable area: 1,819 sqft

Kitchen

  • Features: Stone Counters
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Living Room

  • Features: Ceiling Fan(s),Central Vacuum
  • Level: First
  • Area: 225
  • Dimensions: 15x15

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 285
  • Dimensions: 19x15

Property

Details

  • Parcel number: 162328807001200
  • Zoning: P-D
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: Irrigation System,Sidewalk,Sprinkler Metered
  • Fencing: Fenced,Vinyl
  • Residential vegetation: Mature Landscaping,Oak Trees,Trees/Landscaped

Lot

  • Lot size: 0.25 Acres
  • Features: In County,Level,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Hurricane
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Orange County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$383$4,596
Property Taxes $857$10,284
Electricity $197$2,366
Total$4,167$50,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,868/yr
40% on housing$125,010/yr
45% on housing$111,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 34786$467
Orange County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 34786$296
Orange County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$539,900
2026-07-09Listed for sale$560,000
2021-03-24Listing removed--
2019-11-24Listing removed$2,000
2019-11-08Listed for rent$2,000
2017-09-13Listing removed$2,000
2017-08-23Listed for rent$2,000
2017-01-27Listing removed$1,950
2017-01-20Listed for rent$1,950
2014-09-29Listing removed$1,800
2014-09-19Listed for rent$1,800
2014-04-08Listing removed$1,700
2013-11-29Listed for rent$1,700
2011-08-31Listing removed$1,800
2011-08-13Listed for rent$1,800
2004-09-21Sold$220,000
2002-02-25Sold$168,000
2000-10-09Sold$153,300
1996-08-01Sold$120,000

For Sale by Agent

AgentKitty Mark
BrokerageCOLDWELL BANKER REALTY

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