




Fm 521 #521-37093, Cedar Lane, TX, 77415
About This Home
Custom two-story, 3-bedroom, 2-bath home situated on 9.19 acres in Cedar Lane, Texas, ideally located halfway between Bay City and Lake Jackson. This private retreat is surrounded by majestic oak and pecan trees, offering a peaceful atmosphere and abundant wildlife. Perfect for those seeking space and seclusion, the property provides plenty of room for horses, livestock, or youth agricultural projects. Enjoy wide-open acreage while still being centrally located to town conveniences. A rare bonus—this property is completely out of the floodplain. If privacy, country charm, and room to roam are at the top of your list, this one checks all the boxes.
Getting Around
Schools
Construction
Condition
- Year built: 1989
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Attic Fan,Built-in Features
- Fireplace features: Other
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 2,469
- Total interior livable area: 2,469 sqft
Property
Details
- Parcel number: 10855
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Enclosed
- Exterior features: Landscaped
Lot
- Lot size: 9.19 Acres
- Features: Acreage
Parking
- Parking features: Garage,Detached,Concrete
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $573 | $6,876 |
| Property Taxes | $609 | $7,308 |
| Electricity | $271 | $3,253 |
| Total | $4,486 | $53,832 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-30 | Listed for sale | $600,000 |
