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2325 Clark St, Harrington, DE, 19952

6beds
2baths
2,688sqft
$399,000
$148price/sqft
$2,596/moest. monthly cost
$103,840/yrincome needed

About This Home

Investor Alert! Income-Producing Duplex with Flexible Zoning & Downtown Incentives Discover a rare investment opportunity with this versatile two-unit duplex offering immediate rental income and long-term upside. With flexible zoning that allows for residential, multi-family, or commercial use, this property is ideal for investors, house hackers, or entrepreneurs looking to maximize potential. Each unit features 3 spacious bedrooms and 1 full bath, providing comfortable layouts that attract and retain long-term tenants. The property sits on a 0.15-acre lot and offers both private driveway and on-street parking for added convenience. Recent improvements include a roof approximately 2 years old, giving peace of mind to the next owner. Currently tenant-occupied, this property is a true turnkey, income-producing asset from day one—with the added bonus of future repositioning potential. Located within the Downtown Development District, buyers may benefit from valuable incentives and revitalization programs, adding even more appeal and opportunity. Conveniently situated near local amenities, shops, and major routes, this property combines cash flow, flexibility, and growth potential all in one. ✨ Whether you’re expanding your portfolio, launching a business, or looking for a smart live/work opportunity—this one checks all the boxes.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
5/10
Lake Forest High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Brick/Mortar
  • Roof: Pitched,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 6

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,688

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 2,688
  • Total interior livable area: 2,688 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: MN0917908040200000
  • Attached to another structure: Yes
  • Zoning: C2
  • Zoning description: Commercial and Downtown Development District
  • Special condition: Standard
  • Exclusions: Tenants Items

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 6,490 sqft
  • Lot size dimensions: 59.00 x 120.00

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hurricane
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$140$1,680
Property Taxes $142$1,704
Electricity $297$3,567
Total$2,596$31,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,005/yr
40% on housing$77,880/yr
45% on housing$69,226/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 19952$183
Kent County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19952$207
Kent County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$399,000

For Sale by Agent

AgentRenee Edge
BrokerageKeller Williams Realty

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