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208 N Ave, Elgin, TX, 78621

2beds
2baths
1,360sqft
$299,999
$221price/sqft
$2,229/moest. monthly cost
$89,160/yrincome needed

About This Home

Welcome to a 100+year old house completely updated, new appliances, PEX plumbing, insulation, double lot, on demand water heater, updated elect, premium concrete piers, floors are original craftsman pine plank, front porch swing, new carport, backyard garden w rich soil and Heritage oak trees. Close to downtown fun!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

2/10
Elgin IntGrades 5-60.4 mi
3/10
Elgin Middle SchoolGrades 7-81.0 mi
2/10
Elgin High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Historic Design
  • Year built: 1940

Materials

  • Foundation: See Remarks
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range

Bathroom

  • Features: Full Bath,High Ceilings,Natural Woodwork
  • Level: First

Bathroom

  • Features: Full Bath,High Ceilings,Natural Woodwork
  • Level: First

Bedroom

  • Features: Ceiling Fan(s),Full Bath,High Ceilings,Natural Woodwork
  • Level: First

Bedroom

  • Features: Ceiling Fan(s),Full Bath,High Ceilings,Natural Woodwork
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Built-in Features,Ceiling Fan(s),High Ceilings,Gas Dryer Hookup,Natural Woodwork,Pantry,Primary Bedroom on Main,Washer Hookup
  • Window features: See Remarks
  • Flooring: Tile,Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,360 sqft

Property

Accessibility

  • Accessibility features: Hand Rails

Details

  • Parcel number: 208 N AVENUE B
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Exterior features: Exterior Steps,Garden
  • Fencing: Back Yard, Chain Link
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None

Lot

  • Lot size: 0.25 Acres
  • Features: City Lot,Corner Lot,Garden,Native Plants
  • Lot size dimensions: 100 x 115

Parking

  • Parking features: Concrete,Detached Carport,Driveway,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Hail
Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$183$2,196
Property Taxes $292$3,504
Electricity $238$2,859
Total$2,229$26,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,422/yr
40% on housing$66,870/yr
45% on housing$59,440/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 78621$196
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78621$169
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$299,999

For Sale by Agent

AgentKenny Goodsell
BrokerageTexas Legacy Properties

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