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1014 Ranchway Dr Unit 4, Laredo, TX, 78045

3beds
3baths
1,344sqft
$220,000
$164price/sqft
$1,768/moest. monthly cost
$70,720/yrincome needed

About This Home

Beautiful condominium in North Laredo Area,3 bedrooms, 3 full baths,living room,dining room,tv room.Great place to live or investment property

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
8/10
Elias Herrera MiddleGrades 6-80.6 mi
7/10
United High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Composition Shingle,10-15 Years
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Condo/Townhouse

Interior

Appliances

  • Appliances included: Refrigerator,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Large Master Bedroom,Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Carpet,Tile
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Kitchen

  • Features: Kitchen/Dining Combo,Granite Counters

Master Bedroom

  • Level: Second

Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: None
  • Fencing: Fenced
  • Topography of land: Level

Lot

  • Lot size: 2,690 sqft

Parking

  • Parking features: No Garage,Concrete,No Carport
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$129$1,548
Property Taxes $289$3,468
Electricity $238$2,859
Total$1,768$21,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,617/yr
40% on housing$53,040/yr
45% on housing$47,146/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 78045$151
Webb County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 78045$165
Webb County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$220,000

For Sale by Agent

AgentXorchil Carpio
BrokerageLaredo Real Estate Group

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