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1602 S Pacfic St S #100, Oceanside, CA, 92054

5beds
5baths
2,744sqft
$3,500,000
$1,276price/sqft
$20,729/moest. monthly cost
$829,160/yrincome needed

About This Home

Where the ocean meets opportunity—welcome to a standout coastal residence that redefines Oceanside living. Perfectly positioned on a coveted corner across from the beach and Buccaneer Park, this three-level condo offers a rare combination of scale, style, and location. Inside, the home has been thoughtfully reimagined with a clean, contemporary design that feels both elevated and relaxed. With 5 bedrooms and 4 full baths, and a whopping 2744 sq ft, there’s room for everyone—whether you’re hosting weekend guests or creating a flexible live/work retreat by the sea. Natural light pours in from every angle, while ocean views create a constant connection to the coast. The top-level rooftop deck is the true showstopper—an ideal setting for sunset gatherings, morning coffee, or simply taking in the panoramic blue horizon. Downstairs, a spacious 4-car garage provides unmatched convenience and storage, a rarity this close to the sand. At the center of the home, the kitchen is equal parts functional and beautiful, outfitted with premium appliances, streamlined finishes, and plenty of space to cook, gather, and entertain. Set in one of Oceanside’s most desirable beachside pockets, you’re just moments from local favorites, coastal trails, and vibrant dining and shopping. Whether you're looking for a primary residence, vacation escape, or investment in a high-demand area, this property delivers on every level. Opportunities like this don’t come around often—experience coastal living without compromise.

Getting Around

61
WalkingSomewhat Walkable
42
TransitSome Transit
55
BikeBikeable

Schools

4/10
Lincoln Middle SchoolGrades 6-81.2 mi
5/10
Oceanside High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/4 bathrooms: 1
  • Main level bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • All Bedrooms Up,Entrance Foyer,Primary Suite,Utility Room,Walk-In Pantry,Walk-In Closet(s)
  • Fireplace features: Gas,Gas Starter,Great Room,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls,End Unit,No One Above,No One Below

Interior Area

  • Total interior livable area: 2,744 sqft

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 1530924901
  • Attached to another structure: Yes
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: Catalina,City Lights,Coastline,Neighborhood,Ocean,Water
  • Has water view: Yes
  • Water view: Coastline,Ocean,Water

Lot

  • Lot size: 6,114 sqft
  • Lot size dimensions: 6114

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,697$212,364
Home Insurance *$490$5,880
Property Taxes $1,954$23,448
Electricity $588$7,060
Total$20,729$248,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$710,708/yr
40% on housing$621,870/yr
45% on housing$552,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,276This listing

vs Other Active Listings

Avg $/sqft

ZIP 92054$657
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92054$681
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$3,500,000

For Sale by Agent

AgentSully Sullivan
BrokerageWillis Allen Real Estate

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