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Cabin Point Dr Lot 28, Montross, VA, 22520

4beds
3baths
2,100sqft
$379,900
$181price/sqft
$2,502/moest. monthly cost
$100,080/yrincome needed

About This Home

Hamlet Homes introduces the Monroe Model in the amenity filled, Potomac River Fronted subd, Cabin Point! There is so much to say of not just the to be built home but just as much to say about the subd, as well. Starting with the home though you have 4 bedrooms, 2.5 baths, a garage, deck, front porch and 2100 sq ft of livable space to make your own! Buyer chooses everything from siding, shutters, paint choices, garage door style and window style. On the inside the buyer chooses the flooring, cabinetry, choice of granite countertops, tile choices for your showers, and more! The home includes tons of windows, vaulted ceiling in the primary bedroom, stainless steel appliances, an island in the kitchen, and so much more, so reach out for a Hamlet Homes email brochure for more info! The community is amazing with 4 different beaches that the residents can enjoy, the club house, the inground pool, basketball courts, volleyball, picnic area, but for me is the big water fishing. If you are a boater and fisher, this is where you want to be...in the big water of the Potomac River that leads to the Chesapeake Bay that is fed by the North Atlantic Ocean!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Cople Elementary SchoolGrades PK-55.3 mi
9/10
Montross Middle SchoolGrades 6-87.8 mi
3/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder model: the Monroe Model
  • Builder name: Hamlet Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Energy Efficient Appliances,Exhaust Fan,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Water Heater,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Attic,Soaking Tub,Bathroom - Stall Shower,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Family Room Off Kitchen,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen Island,Kitchen - Table Space,Pantry,Primary Bath(s),Upgraded Countertops,Walk-In Closet(s),Dry Wall
  • Door features: ENERGY STAR Qualified Doors
  • Window features: Energy Efficient
  • Finished area below ground: 0
  • Finished area above ground: 2,100

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,540
  • Total interior livable area: 2,100 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 25B1 3 28
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck,Porch
  • Exterior features: Lighting,Rain Gutters
  • Waterfront features: Ocean
  • Waterbody name: Potomac River

Lot

  • Lot size: 0.80 Acres
  • Features: Level

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Garage Door Opener,Gravel,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Drought
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$184$2,208
Property Taxes $196$2,352
Electricity $202$2,433
Total$2,502$30,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,782/yr
40% on housing$75,060/yr
45% on housing$66,720/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 22520$152
Westmoreland County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 22520
Westmoreland County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$379,900

New Construction

AgentAmanda Wilkinson
BrokerageLong & Foster Real Estate, Inc.

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