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165 Bowers St, Jersey City, NJ, 07307

3beds
3baths
--sqft
$899,000
--price/sqft
$6,095/moest. monthly cost
$243,800/yrincome needed

About This Home

Jersey City Heights--- Unique Investment Opportunity---- Church Parsonage. Located in the highly desirable Jersey City Heights neighborhood, this one family home presents a distinctive opportunity for investors, developers, or end-less users seeking a full renovation project with strong upside potential. The property features 3 bedrooms, 2 bathrooms, and a finished basement, offering a solid layout for redevelopment or customization. The home has sustained fire damage to portion of the rear roof and side and is being sole AS IS, with the option to renovate or to build new. Ideally situated near Central Avenue business district, as well as local shops, restaurants, parks, and convenient transportation to New York City, this location supports long-term value and strong resale or rental potential. A rare opportunity to reimagine and transform a property with both character and potential.

Getting Around

97
WalkingWalker's Paradise
68
TransitGood Transit
75
BikeVery Bikeable

Schools

6/10
Christa McAuliffe SchoolGrades PK-80.2 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Heating

  • Heating features: Baseboard

Property

Lot

  • Lot size: 2,600 sqft
  • Lot size dimensions: 25 x 104

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$189$2,268
Property Taxes $1,168$14,016
Electricity $193$2,318
Total$6,095$73,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,971/yr
40% on housing$182,850/yr
45% on housing$162,533/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07307$510
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07307$590
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$899,000

For Sale by Agent

AgentBIBI S LEE
BrokerageCHARLES B SWENSEN LLC

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