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8645 Martin Ln, Plain City, OH, 43064

4beds
3baths
2,879sqft
$794,401
$276price/sqft
$5,430/moest. monthly cost
$217,200/yrincome needed

About This Home

Welcome to 8645 Martin Lane, Plain City, Ohio — a stunning new construction home built by M/I Homes. This thoughtfully designed home offers 2,879 square foot of well-planned living space, combining quality craftsmanship with a functional and inviting floorplan. Key Features: 4 bedrooms, 2.5 bathrooms 3-car garage Full basement Fireplace Study upgrade Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas, perfect for everyday living and entertaining. The quality of design is evident throughout, from the carefully selected finishes to the attention to detail in every room. The upper level features the owner's bedroom, offering a private retreat complete with an en-suite bathroom designed for comfort and relaxation. The overall floorplan provides an ideal balance of shared spaces and personal areas, ensuring every member of the household has room to enjoy. This home is nestled within a welcoming neighborhood with convenient proximity to parks, making it easy to enjoy outdoor recreation and green spaces. The quality of design that M/I Homes is known for is reflected in every aspect of this beautiful new construction home.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
10/10
Dublin Jerome High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: M/I Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,879 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Winter Weather
Hail
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,016$48,192
Home Insurance *$226$2,712
Property Taxes $880$10,560
Electricity $308$3,705
Total$5,430$65,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,171/yr
40% on housing$162,900/yr
45% on housing$144,800/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 43064$228
Union County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 43064$216
Union County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$809,401
2026-03-31Listed for sale$807,571

New Construction Spec

AgentM/I Homes of Central Ohio, LLC
BrokerageM/I Homes

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