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3709 Birch Ln, Gainesville, GA, 30504

2beds
2baths
2,120sqft
$579,000
$273price/sqft
$3,692/moest. monthly cost
$147,680/yrincome needed

About This Home

Enjoy the perfect balance of comfort and connection in this two bedroom, two bath ELMWOOD model home set on a quiet, cul-de-sac street in Cresswind, an active 55+ community on Lake Lanier. Designed for everyday living, the home features an updated kitchen with a Quartz counters, SS Vent Hood, Convection Oven and Convection Microwave, Refrigerator, 5 Burner Gas Cooktop, pull out trash and drawers for easy access. Open concept Dining. Office, Great Room opens to the Covered Porch, extended Patio and over 1/3 acre fenced backyard. The Owner's suite offers a peaceful retreat with a sitting area, and private bath featuring dual vanities, a make-up sitting area, oversize shower, linen closet and walk in closet with custom system. Guest Bedroom with custom closet system, and Full Bath. The garage is Extended to accommodate a golf cart or your water toys. Gladiator Storage System in Garage. NEW ROOF, NEW FLOORING, NEW INTERIOR PAINT. This house is move in ready. Just outside your door, the community offers lakefront activities, scenic walking trails, and a calendar full of social events to keep you active and engaged. Whether you are sharing dinner with neighbors, taking in the views over morning coffee, or simply enjoying the ease of low maintenance living, this home brings together the best of lakeside life and community spirit. The amenities include a 42,000 square foot clubhouse spanning 3 levels, Indoor heated and outdoor pools, over 120 clubs, community theater, chorus, pickleball, tennis, walking trails, fitness center, community garden, dog park and marina on the shores of Lake Lanier. We put the ACTIVE in Active Adult Communities. I not only sell here, I LIVE here. Please ask if you would like a personal Clubhouse tour. Weissman is the preferred closing attorney. Taxes reflect Senior (70 yrs) discount.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
Mundy Mill AcademyGrades PK-52.5 mi
4/10
4/10
Gainesville High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Double Vanity,Master On Main Level,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 2,120
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 2,120
  • Total interior livable area: 2,120 sqft

Kitchen

  • Features: Breakfast Room,Pantry

Property

Details

  • Parcel number: 08021 001452

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Back Yard,Fenced
  • Waterbody name: Lanier

Lot

  • Lot size: 0.37 Acres
  • Features: Cul-De-Sac,Private

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Kitchen Level
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$214$2,568
Property Taxes $332$3,984
Electricity $219$2,637
Total$3,692$44,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,582/yr
40% on housing$110,760/yr
45% on housing$98,453/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 30504$185
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30504$215
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$590,000

For Sale by Agent

AgentDebbie Cortjens
BrokerageHomeSmart

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